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<div class="title">Industry Challenges</div>
<div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/how-we-help/empower-accountholder-financial-health" title="Empower Accountholder Financial Health">Empower Accountholder Financial Health</a>
</li>
<li>
<a href="https://www.jackhenry.com/how-we-help/attract-and-grow-commercial-accountholders" title="Attract and Grow Commercial Accountholders">Attract and Grow Commercial Accountholders</a>
</li>
<li>
<a href="https://www.jackhenry.com/how-we-help/increase-efficiencies" title="Operate More Efficiently">Operate More Efficiently</a>
</li>
<li>
<a href="https://www.jackhenry.com/how-we-help/revenue-challenges" title="Overcome Revenue Challenges">Overcome Revenue Challenges</a>
</li>
<li>
<a href="https://www.jackhenry.com/how-we-help/reduce-risk" title="Reduce Risk and Fraud">Reduce Risk and Fraud</a>
</li>
<li>
<a href="https://www.jackhenry.com/how-we-help/improve-accountholder-experience" title="Improve the Accountholder Experience">Improve the Accountholder Experience</a>
</li>
</ul>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Resources/Highlight-image-1.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption
</p>
<div class="featured-card-link-wrapper">
<a href="https://www.jackhenry.com/resources/white-papers/playing-to-win" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption">Read More</a>
</div>
</div>
</div>
</div>
</div>
<div class="row ps-4 mt-2 meganav-panel " data-type="panel-static" data-target="how-we-help" style="display: none; opacity: 0; visibility: hidden; min-width: 1084px;">
<div class="col-6 pe-5 start-column">
<div class="pe-5">
<a href="https://www.jackhenry.com/how-we-help" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="People-Inspired Innovation We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders. " title="People-Inspired Innovation">
<div class="ps-3">
<div class="h4"><span>People-Inspired Innovation</span></div>
<p>We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders. </p>
</div>
</a>
<div class="demarcation-divider"></div>
<a href="https://www.jackhenry.com/how-we-help/empower-accountholder-financial-health" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Empower Accountholder Financial Health Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders." title="Empower Accountholder Financial Health">
<div class="ps-3">
<div class="h4"><span>Empower Accountholder Financial Health</span></div>
<p>Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.</p>
</div>
</a>
<a href="https://www.jackhenry.com/how-we-help/attract-and-grow-commercial-accountholders" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Attract and Grow Commercial Accountholders Competing for business accountholders in today's environment requires a whole new strategy." title="Attract and Grow Commercial Accountholders">
<div class="ps-3">
<div class="h4"><span>Attract and Grow Commercial Accountholders</span></div>
<p>Competing for business accountholders in today's environment requires a whole new strategy.</p>
</div>
</a>
<a href="https://www.jackhenry.com/how-we-help/increase-efficiencies" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Operate More Efficiently Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business." title="Operate More Efficiently">
<div class="ps-3">
<div class="h4"><span>Operate More Efficiently</span></div>
<p>Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.</p>
</div>
</a>
<a href="https://www.jackhenry.com/how-we-help/revenue-challenges" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Overcome Revenue Challenges There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue. " title="Overcome Revenue Challenges">
<div class="ps-3">
<div class="h4"><span>Overcome Revenue Challenges</span></div>
<p>There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue. </p>
</div>
</a>
<a href="https://www.jackhenry.com/how-we-help/reduce-risk" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Reduce Risk and Fraud Effectively managing enterprise risk has become more complex and challenging than ever." title="Reduce Risk and Fraud">
<div class="ps-3">
<div class="h4"><span>Reduce Risk and Fraud</span></div>
<p>Effectively managing enterprise risk has become more complex and challenging than ever.</p>
</div>
</a>
<a href="https://www.jackhenry.com/how-we-help/improve-accountholder-experience" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Improve the Accountholder Experience Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape." title="Improve the Accountholder Experience">
<div class="ps-3">
<div class="h4"><span>Improve the Accountholder Experience</span></div>
<p>Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.</p>
</div>
</a>
<div class="mb-4">
<a href="https://www.jackhenry.com/how-we-help" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See All">See All</a>
</div>
</div>
</div>
<div class="col-5 end-column ps-5 d-flex flex-column">
<div class="ps-4 flex-grow-1
d-none
">
<div class="title"></div>
<div>
<ul class="mt-4 pt-3">
</ul>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card larger flex-column pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Story%20Content/improving-operations-circle.png') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
</p>
<div class="featured-card-link-wrapper">
<a href="https://discover.jackhenry.com/prioritize-your-organizations-financial-health" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?" target="_blank">Read More</a>
</div>
</div>
</div>
</div>
</div>
<div class="row ps-4 mt-2 meganav-panel " data-type="panel-dynamic" data-target="what-we-offer" style="display: none; opacity: 0; visibility: hidden; min-width: 1084px;">
<div class="col-6 pe-5 start-column">
<div class="pe-5">
<a href="https://www.jackhenry.com/what-we-offer/digital-banking" data-for="digital-banking" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link active" aria-label="Digital Banking" title="Digital Banking">
<div class="h4"><span>Digital Banking</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/payments" data-for="payments" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Payments" title="Payments">
<div class="h4"><span>Payments</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/operations" data-for="operations" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Operations" title="Operations">
<div class="h4"><span>Operations</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology" data-for="information-security-and-technology" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Information Security & Technology" title="Information Security & Technology">
<div class="h4"><span>Information Security & Technology</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/lending" data-for="lending" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Lending" title="Lending">
<div class="h4"><span>Lending</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/financial-crimes-fraud-risk" data-for="financial-crimes-and-fraud-risk" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Financial Crimes & Fraud Risk" title="Financial Crimes & Fraud Risk">
<div class="h4"><span>Financial Crimes & Fraud Risk</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking" data-for="commercial-banking" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Commercial Banking" title="Commercial Banking">
<div class="h4"><span>Commercial Banking</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/customer-member-relationship" data-for="customer-and-member-relationships" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Customer & Member Relationships" title="Customer & Member Relationships">
<div class="h4"><span>Customer & Member Relationships</span></div>
</a>
<a href="https://www.jackhenry.com/what-we-offer/financial-health" data-for="financial-health" class="d-flex align-items-start mb-4 pb-3 dynamic-link-trigger start-column-panel-link " aria-label="Financial Health" title="Financial Health">
<div class="h4"><span>Financial Health</span></div>
</a>
<div class="mb-4">
<a href="https://www.jackhenry.com/what-we-offer" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See All">See All</a>
</div>
</div>
</div>
<div class="col-5 end-column ps-5 d-flex flex-column">
<div class="ps-4 flex-grow-1
">
<div class="dynamic-end-column flex-column h-100 active" data-target="digital-banking">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Digital Banking</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/digital-banking/digital-banking-platform" title="Digital Banking Platform">Digital Banking Platform</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/digital-banking/open-banking-platform-integration" title="Open Banking Platform Integration">Open Banking Platform Integration</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/digital-banking/deposit-account-opening" title="Deposit Account Opening">Deposit Account Opening</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/digital-banking/web-solutions" title="Web Solutions">Web Solutions</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/digital-banking" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Resources/Digital%20Banking.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Future of Digital Banking
</p>
<a href="https://www.jackhenry.com/resources/videos/future-of-digital-banking-video" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Future of Digital Banking">Read More</a>
</div>
</div>
</div>
<div class="dynamic-end-column flex-column h-100 " data-target="payments" style="display: none; opacity: 0; visibility: hidden;">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Payments</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/payrailz-digital-payments-platform/" title="Payrailz Digital Payments Platform">Payrailz Digital Payments Platform</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/faster-payments" title="Faster Payments">Faster Payments</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/credit-card-transaction-processing-programs" title="Credit Card Transaction Processing & Programs">Credit Card Transaction Processing & Programs</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/debit-card-transaction-processing-programs" title="Debit Card Transaction Processing & Programs">Debit Card Transaction Processing & Programs</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/commercial-remote-deposit-capture" title="Commercial Remote Deposit Capture">Commercial Remote Deposit Capture</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/consumer-remote-deposit-capture" title="Consumer Remote Deposit Capture">Consumer Remote Deposit Capture</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/bill-pay" title="Bill Pay">Bill Pay</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/integrated-receivables-remittance" title="Integrated Receivables & Remittance">Integrated Receivables & Remittance</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/wires" title="Wires">Wires</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/payments/ach-origination-processing" title="ACH Origination & Processing">ACH Origination & Processing</a>
</li>
<li>
<a href="https://discover.jackhenry.com/business-payment-solutions" title="Business Payment Solutions" target="_blank">Business Payment Solutions</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/payments" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/Blog%20Image%202.10.22.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Fintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
</p>
<a href="https://www.jackhenry.com/fintalk/fintech-in-a-flash-11-big-questions-to-help-you-develop-a-modern-payments-strategy" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Fintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy">Read More</a>
</div>
</div>
</div>
<div class="dynamic-end-column flex-column h-100 " data-target="operations" style="display: none; opacity: 0; visibility: hidden;">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Operations</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/core-platforms" title="Core Platforms">Core Platforms</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/open-banking-integrations-customizations" title="Open Banking, Integrations & Customization">Open Banking, Integrations & Customization</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/atm-itm-kiosk-services" title="ATM, ITM, Kiosk Services">ATM, ITM, Kiosk Services</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/branch-operations" title="Branch Operations">Branch Operations</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/data-analytics-imaging-business-operations" title="Data Analytics, Imaging & Business Operations">Data Analytics, Imaging & Business Operations</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/financial-operations" title="Financial Operations">Financial Operations</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/operations/consulting-professional-services" title="Consulting & Professional Services">Consulting & Professional Services</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/operations" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Resources/Operations.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Success Has a Low Efficiency Ratio
</p>
<a href="https://www.jackhenry.com/hubfs/resources/ebooks/jh-ebook-operations-success-has-a-low-efficiency-ratio.pdf" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Success Has a Low Efficiency Ratio">Read More</a>
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<div class="dynamic-end-column flex-column h-100 " data-target="information-security-and-technology" style="display: none; opacity: 0; visibility: hidden;">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Information Security & Technology</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology/cybersecurity" title="Cybersecurity">Cybersecurity</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology/infrastructure" title="Infrastructure">Infrastructure</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology/disaster-preparedness" title="Disaster Preparedness">Disaster Preparedness</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/5.21.21%20blog%20image_RS.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Information Security and Risk Management: Trends and Threats
</p>
<a href="https://www.jackhenry.com/fintalk/information-security-and-risk-management-trends-and-threats" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Information Security and Risk Management: Trends and Threats">Read More</a>
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</div>
</div>
<div class="dynamic-end-column flex-column h-100 " data-target="lending" style="display: none; opacity: 0; visibility: hidden;">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Lending</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/lending/loan-origination" title="Loan Origination">Loan Origination</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/lending/loan-solutions-servicing" title="Loan Solutions & Servicing">Loan Solutions & Servicing</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/lending" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Hero/Solutions/Loan%20Management%20%281%29.png') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
All-Digital Lending Capabilities | Multiple Loan Types
</p>
<a href="/resources/all-digital-lending-capabilities" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About All-Digital Lending Capabilities | Multiple Loan Types ">Read More</a>
</div>
</div>
</div>
<div class="dynamic-end-column flex-column h-100 " data-target="financial-crimes-and-fraud-risk" style="display: none; opacity: 0; visibility: hidden;">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Financial Crimes & Fraud Risk</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/financial-crimes-fraud-risk/financial-crimes" title="Financial Crimes">Financial Crimes</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/financial-crimes-fraud-risk" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/resources/videos/jh-video-fi-crimes-defender-poster-image.jpeg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Meet Jack Henry Financial Crimes Defender
</p>
<a href="https://www.jackhenry.com/resources/videos/financial-crimes-defender" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Meet Jack Henry Financial Crimes Defender">Read More</a>
</div>
</div>
</div>
<div class="dynamic-end-column flex-column h-100 " data-target="commercial-banking" style="display: none; opacity: 0; visibility: hidden;">
<div class="d-flex flex-grow-1 flex-column">
<div class="title">Commercial Banking</div>
<ul class="mt-4 pt-3">
<li>
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking/business-banking" title="Business Banking">Business Banking</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking/commercial-finance" title="Commercial Finance">Commercial Finance</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking" class="btn btn-vibrant-cobalt btn-ghost btn-text-link" title="See Overview">See Overview</a>
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The Really Big Small Business Opportunity
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6 Tips for How to Improve the Customer & Member Experience (CX)
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<a href="https://www.jackhenry.com/what-we-offer/financial-health/financial-health-solutions" title="Financial Health Solutions">Financial Health Solutions</a>
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<p class="featured-card-title mb-3">
7 Things to Improve Your Accountholders' Financial Health
</p>
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<a href="https://www.jackhenry.com/who-we-are" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="We Are An Advocate for You Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it." title="We Are An Advocate for You">
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<div class="h4"><span>We Are An Advocate for You</span></div>
<p>Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.</p>
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<div class="h4"><span>Our People</span></div>
<p>People are at the center of everything we do – and it starts with our associates.</p>
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<a href="https://careers.jackhenry.com/" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Join Jack Henry<sup>™</sup> We are always looking for talented professionals to join our team. Explore open opportunities." target="_blank" title="Join Jack Henry<sup>™</sup>">
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<div class="h4"><span>Join Jack Henry<sup>™</sup></span></div>
<p>We are always looking for talented professionals to join our team. Explore open opportunities.</p>
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<div class="h4"><span>Sustainability</span></div>
<p>Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.</p>
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<div class="h4"><span>Investor Relations</span></div>
<p>We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model. </p>
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Our Purpose and Mission
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<a href="https://www.jackhenry.com/resources" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Resource Hub Find everything you may need to support your financial institution." title="Resource Hub">
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<div class="h4"><span>Resource Hub</span></div>
<p>Find everything you may need to support your financial institution.</p>
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<a href="https://discover.jackhenry.com/fintalk" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Blog Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry." title="Blog" target="_blank">
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<p>Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.</p>
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<div class="h4"><span>News</span></div>
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<div class="h4"><span>For Developers</span></div>
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<div class="h4"><span>For Designers</span></div>
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<p class="featured-card-title mb-3">
The Strategic Case for Financial Health
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<p>We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.</p>
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<div class="h4"><span>Credit Unions</span></div>
<p>We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.</p>
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<div class="h4"><span>De Novo Banks</span></div>
<p>We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.</p>
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<div class="h4"><span>Fintechs</span></div>
<p>We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.</p>
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<p class="featured-card-title mb-3">
Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption
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<a href="https://www.jackhenry.com/resources/white-papers/playing-to-win" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption">Read More</a>
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<div class="h4"><span>People-Inspired Innovation</span></div>
<p>We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders. </p>
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<div class="">
<div class="h4"><span>Empower Accountholder Financial Health</span></div>
<p>Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.</p>
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<a href="https://www.jackhenry.com/how-we-help/attract-and-grow-commercial-accountholders" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Attract and Grow Commercial Accountholders" title="Attract and Grow Commercial Accountholders">
<div class="">
<div class="h4"><span>Attract and Grow Commercial Accountholders</span></div>
<p>Competing for business accountholders in today's environment requires a whole new strategy.</p>
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<a href="https://www.jackhenry.com/how-we-help/increase-efficiencies" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Operate More Efficiently" title="Operate More Efficiently">
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<div class="h4"><span>Operate More Efficiently</span></div>
<p>Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.</p>
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<a href="https://www.jackhenry.com/how-we-help/revenue-challenges" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Overcome Revenue Challenges" title="Overcome Revenue Challenges">
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<div class="h4"><span>Overcome Revenue Challenges</span></div>
<p>There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue. </p>
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</a>
<a href="https://www.jackhenry.com/how-we-help/reduce-risk" class="d-flex align-items-start mb-4 pb-3 start-column-panel-link" aria-label="Reduce Risk and Fraud" title="Reduce Risk and Fraud">
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<div class="h4"><span>Reduce Risk and Fraud</span></div>
<p>Effectively managing enterprise risk has become more complex and challenging than ever.</p>
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<div class="h4"><span>Improve the Accountholder Experience</span></div>
<p>Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.</p>
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Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
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<a href="https://www.jackhenry.com/what-we-offer" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See All</a>
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<div class="h4"><span>We Are An Advocate for You</span></div>
<p>Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.</p>
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<div class="h4"><span>Our People</span></div>
<p>People are at the center of everything we do – and it starts with our associates.</p>
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<div class="h4"><span>Join Jack Henry<sup>™</sup></span></div>
<p>We are always looking for talented professionals to join our team. Explore open opportunities.</p>
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<div class="h4"><span>Sustainability</span></div>
<p>Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.</p>
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<div class="h4"><span>Investor Relations</span></div>
<p>We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model. </p>
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<p class="featured-card-title mb-3">
Our Purpose and Mission
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<div class="h4"><span>Resource Hub</span></div>
<p>Find everything you may need to support your financial institution.</p>
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<p>Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.</p>
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<div class="h4"><span>For Developers</span></div>
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<div class="h4"><span>For Designers</span></div>
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<div class="h4"><span>Investor Relations</span></div>
<p></p>
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<p class="featured-card-title mb-3">
The Strategic Case for Financial Health
</p>
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<a href="/hubfs/resources/white-papers/jh-white-paper-executive-overview-financial-health-strategic-case.pdf" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About The Strategic Case for Financial Health">Read More</a>
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<div class="title mb-5">Digital Banking</div>
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<a href="https://www.jackhenry.com/what-we-offer/digital-banking/digital-banking-platform">Digital Banking Platform</a>
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<a href="https://www.jackhenry.com/what-we-offer/digital-banking/open-banking-platform-integration">Open Banking Platform Integration</a>
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<a href="https://www.jackhenry.com/what-we-offer/digital-banking/deposit-account-opening">Deposit Account Opening</a>
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<a href="https://www.jackhenry.com/what-we-offer/digital-banking/web-solutions">Web Solutions</a>
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<a href="https://www.jackhenry.com/what-we-offer/digital-banking" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
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<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Resources/Digital%20Banking.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Future of Digital Banking
</p>
<a href="https://www.jackhenry.com/resources/videos/future-of-digital-banking-video" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Future of Digital Banking">Read More</a>
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<div class="title mb-5">Payments</div>
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<a href="https://www.jackhenry.com/what-we-offer/payments/payrailz-digital-payments-platform/">Payrailz Digital Payments Platform</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/faster-payments">Faster Payments</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/credit-card-transaction-processing-programs">Credit Card Transaction Processing & Programs</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/consumer-remote-deposit-capture">Consumer Remote Deposit Capture</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/bill-pay">Bill Pay</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/integrated-receivables-remittance">Integrated Receivables & Remittance</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/wires">Wires</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments/ach-origination-processing">ACH Origination & Processing</a>
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<a href="https://www.jackhenry.com/what-we-offer/payments" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
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<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
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<p class="featured-card-title mb-3">
Fintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
</p>
<a href="https://www.jackhenry.com/fintalk/fintech-in-a-flash-11-big-questions-to-help-you-develop-a-modern-payments-strategy" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Fintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy">Read More</a>
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<div class="title mb-5">Operations</div>
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<a href="https://www.jackhenry.com/what-we-offer/operations/core-platforms">Core Platforms</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations/open-banking-integrations-customizations">Open Banking, Integrations & Customization</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations/atm-itm-kiosk-services">ATM, ITM, Kiosk Services</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations/branch-operations">Branch Operations</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations/data-analytics-imaging-business-operations">Data Analytics, Imaging & Business Operations</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations/financial-operations">Financial Operations</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations/consulting-professional-services">Consulting & Professional Services</a>
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<a href="https://www.jackhenry.com/what-we-offer/operations" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
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<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Resources/Operations.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Success Has a Low Efficiency Ratio
</p>
<a href="https://www.jackhenry.com/hubfs/resources/ebooks/jh-ebook-operations-success-has-a-low-efficiency-ratio.pdf" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Success Has a Low Efficiency Ratio">Read More</a>
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<div class="title mb-5">Information Security & Technology</div>
<ul>
<li>
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology/cybersecurity">Cybersecurity</a>
</li>
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<a href="https://www.jackhenry.com/what-we-offer/information-security-technology/infrastructure">Infrastructure</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology/disaster-preparedness">Disaster Preparedness</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/information-security-technology" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
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<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/5.21.21%20blog%20image_RS.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Information Security and Risk Management: Trends and Threats
</p>
<a href="https://www.jackhenry.com/fintalk/information-security-and-risk-management-trends-and-threats" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Information Security and Risk Management: Trends and Threats">Read More</a>
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<div class="col w-100">
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<div class="title mb-5">Lending</div>
<ul>
<li>
<a href="https://www.jackhenry.com/what-we-offer/lending/loan-origination">Loan Origination</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/lending/loan-solutions-servicing">Loan Solutions & Servicing</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/lending" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
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<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Hero/Solutions/Loan%20Management%20%281%29.png') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
All-Digital Lending Capabilities | Multiple Loan Types
</p>
<a href="/resources/all-digital-lending-capabilities" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About All-Digital Lending Capabilities | Multiple Loan Types ">Read More</a>
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</div>
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<div class="d-flex flex-column">
<div class="title mb-5">Financial Crimes & Fraud Risk</div>
<ul>
<li>
<a href="https://www.jackhenry.com/what-we-offer/financial-crimes-fraud-risk/financial-crimes">Financial Crimes</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/financial-crimes-fraud-risk" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
</div>
</div>
<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/resources/videos/jh-video-fi-crimes-defender-poster-image.jpeg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
Meet Jack Henry Financial Crimes Defender
</p>
<a href="https://www.jackhenry.com/resources/videos/financial-crimes-defender" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About Meet Jack Henry Financial Crimes Defender">Read More</a>
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</div>
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<div class="d-flex flex-column">
<div class="title mb-5">Commercial Banking</div>
<ul>
<li>
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking/business-banking">Business Banking</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking/commercial-finance">Commercial Finance</a>
</li>
</ul>
<div class="mb-5">
<a href="https://www.jackhenry.com/what-we-offer/commercial-banking" class="btn btn-vibrant-cobalt btn-ghost btn-text-link">See Overview</a>
</div>
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<div class="ps-3 d-flex align-items-center meganav-featured-card pb-5 mb-5">
<div class="meganav-featured-image flex-grow-1">
<div class="bg-img" style="background: url('https://www.jackhenry.com/hubfs/jhw-01/images/Resources/Commerical%20Banking.jpg') no-repeat"></div>
<div class="bg-overlay"></div>
</div>
<div class="ps-4">
<p class="featured-card-title mb-3">
The Really Big Small Business Opportunity
</p>
<a href="https://www.jackhenry.com/resources/infographics/the-really-big-small-business-opportunity" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About The Really Big Small Business Opportunity">Read More</a>
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<div class="title mb-5">Customer & Member Relationships</div>
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<li>
<a href="https://www.jackhenry.com/what-we-offer/customer-member-relationship/contact-center-services">Contact Center Services</a>
</li>
<li>
<a href="https://www.jackhenry.com/what-we-offer/customer-member-relationship/marketing-resources">Marketing Resources</a>
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<a href="https://www.jackhenry.com/what-we-offer/customer-member-relationship/account-management">Account Management</a>
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6 Tips for How to Improve the Customer & Member Experience (CX)
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<p class="featured-card-title mb-3">
7 Things to Improve Your Accountholders' Financial Health
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<a href="https://www.jackhenry.com/hubfs/resources/articles/jh-article-financial-health-seventhings.pdf" class="btn btn-vibrant-cobalt btn-ghost btn-arrow featured-card-link-btn" title="Read More About 7 Things to Improve Your Accountholders' Financial Health">Read More</a>
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<h1 class="white" style="text-align: left; opacity: 1; transform: translate(0px);">connecting possibilities</h1>
<p style="text-align: left; font-size: 34px; opacity: 1; transform: translate(0px);"><span style="color: #ffffff;">Strengthening Connections Between People, Businesses, and Financial Institutions</span></p>
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<h6 class="pretext my-2">White Paper</h6>
<div>
<h5><span>Playing to Win: Capitalizing on Ecosystem Disruption</span></h5>
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</div>
</div>
</div>
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<h3><span>how we’re helping you play to win (the right game) </span></h3>
<p class="text-18"><span>You’re faced with competitive disruption from big banks, fintechs, and non-traditional financial service providers. Competitive lines have become blurred and conventional business models no longer fit today’s challenges. You need a new strategy and a new playbook to succeed in today’s environment. We can help.</span></p>
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<h4>Jack Henry understands our mindset that past industry practices are no longer sustainable, as is evidenced in Jack Henry’s recently announced technology modernization strategy. They take time to listen, understand our unique challenges, and work with us to develop a strategy that meets the needs of our company and accountholders.</h4>
<div class="quote-carousel-item-content-name mt-4 pt-2">Andrew Maychruk</div>
<div class="quote-carousel-item-content-title">EVP & CTO at Old Second National Bank</div>
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<h3>building stronger communities</h3>
<p class="text-18"><span>By guiding accountholders toward financial wellness through effective financial health strategies, community and regional financial institutions can help mitigate the financial health crisis one community at a time.</span></p>
</div>
<div class="pt-4 mt-2">
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<h6 class="pretext my-2">White Paper</h6>
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<h5>The Strategic Case for Financial Health</h5>
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<a href="https://11621.fs1.hubspotusercontent-na1.net/hubfs/11621/resources/white-papers/jh-white-paper-executive-overview-financial-health-strategic-case.pdf" target="_blank" rel="noopener" class="btn btn-vibrant-cobalt btn-ghost btn-arrow" title="Read More">Read More</a>
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);
unicode-range: U+0-3B,U+3F-5A,U+61-7A,U+C1,U+C9,U+D1,U+E1,U+E9,E+F1,U+2014,U+2026,U+2192,U+21BA,U+2713,U+2717;
}
@font-face {
font-family: 'WistiaPlayerInter';
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Extended.woff) format('woff2');
unicode-range: U+3C-3E,U+5B-60,U+7B-7E,U+A0-C0,U+C2-C8,U+CA-D0,U+D2-E8,U+EA-F0,U+F2-2013,U+2015-2025,U+2026-2191,U+2193-21B9,U+21BB-2712,U+2714-2716,U+2718-10FFFF;
}
/* cyrillic-ext */
@font-face {
font-family: 'WistiaPlayerInter';
font-style: normal;
font-weight: 400;
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Cyrillic-Extended.woff) format('woff');
unicode-range: U+0460-052F, U+1C80-1C88, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* cyrillic */
@font-face {
font-family: 'WistiaPlayerInter';
font-style: normal;
font-weight: 400;
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Cyrillic.woff) format('woff');
unicode-range: U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
/* greek-ext */
@font-face {
font-family: 'WistiaPlayerInter';
font-style: normal;
font-weight: 400;
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Greek-Extended.woff) format('woff');
unicode-range: U+1F00-1FFF;
}
/* greek */
@font-face {
font-family: 'WistiaPlayerInter';
font-style: normal;
font-weight: 400;
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Greek.woff) format('woff');
unicode-range: U+0370-03FF;
}
/* vietnamese */
@font-face {
font-family: 'WistiaPlayerInter';
font-style: normal;
font-weight: 400;
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Vietnamese.woff) format('woff');
unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
font-family: 'WistiaPlayerInter';
font-style: normal;
font-weight: 400;
src: url(https://fast.wistia.com/assets/external/fonts/Inter-Latin-Extended.woff) format('woff');
unicode-range: U+0100-024F, U+0259, U+1E00-1EFF, U+2020, U+20A0-20AB, U+20AD-20CF, U+2113, U+2C60-2C7F, U+A720-A7FF;
</style></body></html>
