https://bwgstrategy.com/terms-and-conditions/

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                <div id="modal-126-6970" class="ct-modal w3_bg" data-aos="slide-left" data-aos-duration="200" data-aos-delay="0"><div id="div_block-143-6970" class="ct-div-block w3_bg"><a id="link-129-6970" class="ct-link oxel_icon_button__container oxy-close-modal js-mobile-menu-close" href="http://" target="_self" role="button"><div id="fancy_icon-130-6970" class="ct-fancy-icon oxel_icon_button_icon w3_bg"><svg id="svg-fancy_icon-130-6970"><use xlink:href="#Lineariconsicon-cross"></use></svg></div></a></div><div id="div_block-141-6970" class="ct-div-block mobile-menu-modal-container w3_bg"><div id="widget-133-6970" class="ct-widget w3_bg"><div class="widget widget_nav_menu w3_bg"><div class="menu-main-menu-container w3_bg"><ul id="menu-main-menu-2" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-10794"><a href="https://bwgstrategy.com/bwg-acquires-otr-global/">BWG + OTR</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-9022"><a href="/our-products">Products</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9023"><a href="https://bwgstrategy.com/custom-research/">Custom Research</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-2333"><a href="#">BWG Connect</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-3825"><a href="/bwg-connect-events">BWG Connect Home</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-3267"><a href="/bwg-events">BWG Connect Forums</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7488"><a href="https://bwgstrategy.com/bwg-connect-media-feed/">BWG Connect Blog</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8524"><a href="https://bwgstrategy.com/the-digital-deep-dive/">The Digital Deep Dive</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-700"><a href="#">About Us</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45"><a href="https://bwgstrategy.com/about-us/">About BWG Strategy</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-176"><a href="https://bwgstrategy.com/industry-advisory-boards/">Industry Advisory Boards</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2432"><a href="https://bwgstrategy.com/join-our-team/">Join Our Team</a></li> </ul> </li> </ul></div></div></div></div></div></div><div id="code_block-147-6970" class="ct-code-block w3_bg"></div><section id="section-42-545" class="ct-section w3_bg"><div class="ct-section-inner-wrap w3_bg"><h1 id="headline-69-545" class="ct-headline"><span id="span-70-545" class="ct-span">Terms and Conditions</span></h1><div id="inner_content-68-545" class="ct-inner-content w3_bg"> <p class="has-text-align-center">Last updated November 2022</p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>AGREEMENT TO TERMS</strong></span></h3> <p><strong>&nbsp;</strong>These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and BWG Strategy LLC ("Company", “we”, “us”, or “our”), concerning your access to and use of the bwgstrategy.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”), as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto and your participation in any of our events, including panel discussions (collectively, “Services”).</p> <p></p> <p>These Terms and Conditions along with our Privacy Policy <a href="https://bwgstrategy.com/privacy-policy/">https://bwgstrategy.com/privacy-policy/</a> constitutes a legally binding agreement made between you, whether personally or on behalf of an entity (“you” or “your”) and us concerning your access to and use of the Site and/or Services. &nbsp;You agree that by accessing the Site and/or Services, you have read, understood, and agreed to be bound by this Privacy Policy.</p> <p></p> <p><strong>PLEASE REVIEW THESE TERMS AND CONDITIONS CAREFULLY. </strong>&nbsp;<strong>BY USING AND ACCESSING ANY PART OF OUR SITE AND/OR SERVICES YOU EXPRESSLY ACKNOWLEDGE, REPRESENT AND AGREE THAT YOU: (A) ARE OVER 18 YEARS OF AGE; (B) HAVE READ AND UNDERSTAND THESE TERMS AND CONDITIONS AND PRIVACY POLICY; (C) UNDERSTAND THAT YOU ARE BOUND BY THE THIS PRIVACY POLICY AND THE TERMS AND CONDITIONS; (D) ARE NOT LOCATED IN RUSSIA, CHINA, OR A COUNTRY THAT IS SUBJECT TO A U.S. GOVERNMENT EMBARGO, OR THAT HAS NOT BEEN DESIGNATED BY THE U.S. GOVERNMENT AS A “TERRORIST SUPPORTING” COUNTRY; (E) ARE NOT LISTED ON ANY U.S. GOVERNMENT LIST OF PROHIBITED OR RESTRICTED PARTIES; AND (F) WILL COMPLY WITH THE TERMS AND CONDITIONS AND PRIVACY POLICY <a href="https://bwgstrategy.com/privacy-policy/">https://bwgstrategy.com/privacy-policy/</a> AND ANY APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.</strong></p> <p></p> <p>We reserve the right to modify or amend these Terms and Conditions from time to time, and any material changes that we make will be posted (in the form of an updated Terms and Conditions) on our Site. Such policy updates will be effective when they are posted unless prohibited by law, in which case, we will comply with applicable law prior to making changes to these Terms and Conditions. As such, please be sure you review the Terms and Conditions when you use the Services as your continued use of our Services following the posting of changes to these terms will mean you accept those changes. To the extent your consent is required, you will be prompted for your consent to the changed Terms and Conditions before you may access the Services. For example, for individuals who access or otherwise use our Services in the European Economic Area (“EEA”), European Union (“EU”), the United Kingdom (“UK”), or Switzerland, any changes or modifications may only be effective upon express consent, in which case, users will be notified of any changes by virtue of a pop-up, banner, or other notification mechanism when a user seeks to access the Site or Services after a change or modification has been issued. Upon consent, the revisions on the Site or Services shall apply to the user’s use of the Site or Services and all acts or omissions occurring after the effective date of the revised Terms and Conditions. Accordingly, please review the terms of these Terms and Conditions on a regular basis to understand the current terms.</p> <p></p> <p>We are not subject to Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), or the Gramm-Leach Bliley Act and do not take any measures to comply with any such laws. In the event you are subject to such laws, it is your responsibility to ensure you comply with the application laws in your interactions with us, including, providing us proper notices, business associate agreements, etc.</p> <p></p> <p>The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site or access any of our Services.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>INTELLECTUAL PROPERTY RIGHTS</strong></span></h3> <p>Unless otherwise indicated, the Site and the Services are &nbsp;our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein and when used with our Services (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.</p> <p></p> <p>Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.</p> <p>You expressly agree not to:</p> <ul> <li>resell, lease, transfer, lend, timeshare, syndicate or commercially use the Content;</li> <li>decompile, reverse engineer, disassemble or otherwise attempt to derive any source code from the Site or the Services;</li> <li>distribute, publicly perform or publicly display Content;</li> <li>modify, adapt, translate, or create any derivative works of the Content or the Services or any portion thereof;</li> <li>use any data mining, crawlers, spiders, robots or similar data gathering or extraction methods;</li> <li>download, index or in any non-transitory manner store or cache any portion of the Content or the Services or any information contained therein, except as expressly permitted thereon;</li> <li>remove, deface, obscure, or alter any copyright, trademark or other proprietary rights notices affixed to or provided in connection with the Content or the Services;</li> <li>create or attempt to create a substitute or similar service or product through the use of or access to the Content or the Services or any proprietary information related thereto; or</li> <li>use the Content or the Services other than for its intended purpose.</li> </ul> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>USER REPRESENTATIONS</strong></span></h3> <p>By using the Site, you represent and warrant that: (1) all &nbsp;information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such information, including registration or accont, as necessary; (3) you have the legal capacity and you agree to comply with these Terms and Conditions; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; (6) you will not use the Site for any illegal or unauthorized purpose; and (7) your use of the Site will not violate any applicable law or regulation.</p> <p></p> <p>If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof)</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>USER REGISTRATION</strong></span></h3> <p>You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>PRODUCTS</strong></span></h3> <p>All products are subject to availability. We reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>PURCHASES AND PAYMENT</strong></span></h3> <p>We accept the following forms of payment:</p> <ul> <li>Visa</li> <li>Mastercard</li> <li>PayPal</li> <li>American Express</li> </ul> <p>You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in U.S. dollars.</p> <p></p> <p>You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.</p> <p></p> <p>We reserve the right to refuse any order placed through the Site. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>REFUNDS POLICY</strong></span></h3> <p>All sales are final and no refund will be issued</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>PROHIBITED ACTIVITIES</strong></span></h3> <p>You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.</p> <p></p> <p>As a user of the Site, you agree not to:</p> <ol> <li>Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.</li> <li>Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.</li> <li>Use a buying agent or purchasing agent to make purchases on the Site.</li> <li>Use the Site to advertise or offer to sell goods and services.</li> <li>Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.</li> <li>Engage in unauthorized framing of or linking to the Site.</li> <li>Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.</li> <li>Make improper use of our support services or submit false reports of abuse or misconduct.</li> <li>Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.</li> <li>Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.</li> <li>Attempt to impersonate another user or person or use the username of another user.</li> <li>Sell or otherwise transfer your profile.</li> <li>Use any information obtained from the Site in order to harass, abuse, or harm another person.</li> <li>Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise.</li> <li>Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.</li> <li>Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.</li> <li>Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.</li> <li>Delete the copyright or other proprietary rights notice from any Content.</li> <li>Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.</li> <li>Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.</li> <li>Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).</li> <li>Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.</li> <li>Use the Site in a manner inconsistent with any applicable laws or regulations.</li> </ol> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>USER GENERATED CONTRIBUTIONS</strong></span></h3> <p>The Site does not offer users to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated in accordance with the Site Privacy Policy. When you create or make available any Contributions, you thereby represent and warrant that:</p> <ol> <li>The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.</li> <li>You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms and Conditions.</li> <li>You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms and Conditions.</li> <li>Your Contributions are not false, inaccurate, or misleading.</li> <li>Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.</li> <li>Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).</li> <li>Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.</li> <li>Your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another.</li> <li>Your Contributions do not violate any applicable law, regulation, or rule.</li> <li>Your Contributions do not violate the privacy or publicity rights of any third party.</li> <li>Your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner.</li> <li>Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors;</li> <li>Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.</li> <li>Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms and Conditions, or any applicable law or regulation.</li> </ol> <p>Any use of the Site or the Marketplace Offerings in violation of the foregoing violates these Terms and Conditions and may result in, among other things, termination or suspension of your rights to use the Site and the Marketplace Offerings.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>CONTRIBUTION LICENSE</strong></span></h3> <p>You and Site agree that we may access, store, process, and use any information and personal data that you provide following the terms of the Privacy Policy and your choices (including settings).</p> <p></p> <p>By submitting suggestions or other feedback regarding the Site, you agree that we can use and share such feedback for any purpose without compensation to you.</p> <p></p> <p>We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>SUBMISSIONS</strong></span></h3> <p>You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site or the Marketplace Offerings ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>SITE MANAGEMENT</strong></span></h3> <p>We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms and Conditions; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms and Conditions, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site and the Marketplace Offerings.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>PRIVACY POLICY</strong></span></h3> <p>We care about data privacy and security. Please review our Privacy Policy:&nbsp;<a href="https://bwgstrategy.com/privacy-policy/">https://bwgstrategy.com/privacy-policy/</a>. By using the Site or the Marketplace Offerings, you agree to be bound by our Privacy Policy, which is incorporated into these Terms and Conditions. Please be advised the Site and the Marketplace Offerings are hosted in the United States. If you access the Site or the Marketplace Offerings from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>TERM AND TERMINATION</strong></span></h3> <p>These Terms and Conditions shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS AND CONDITIONS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE AND THE MARKETPLACE OFFERINGS (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS AND CONDITIONS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE AND THE MARKETPLACE OFFERINGS OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.</p> <p></p> <p>If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>MODIFICATIONS AND INTERRUPTIONS</strong></span></h3> <p>We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Marketplace Offerings without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site or the Marketplace Offerings.</p> <p></p> <p>We cannot guarantee the Site and the Marketplace Offerings will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site or the Marketplace Offerings at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or the Marketplace Offerings during any downtime or discontinuance of the Site or the Marketplace Offerings. Nothing in these Terms and Conditions will be construed to obligate us to maintain and support the Site or the Marketplace Offerings or to supply any corrections, updates, or releases in connection therewith.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>GOVERNING LAW</strong></span></h3> <p>These Terms and Conditions and your use of the Site and the Marketplace Offerings are governed by and construed in accordance with the laws of the State of New Jersey applicable to agreements made and to be entirely performed within the State of New Jersey, without regard to its conflict of law principles.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>DISPUTE RESOLUTION</strong></span></h3> <p>Any legal action of whatever nature brought by either you or us (collectively, the "Parties" and individually, a "Party") shall be commenced or prosecuted in the state and federal courts located in Union, New Jersey, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms and Conditions. In no event shall any claim, action, or proceeding brought by either Party related in any way to the Site be commenced more than one (1) years after the cause of action arose.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>CORRECTIONS</strong></span></h3> <p>There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Marketplace Offerings, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>DISCLAIMER</strong></span></h3> <p>THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THIS SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>LIMITATIONS OF LIABILITY</strong></span></h3> <p>IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE TWELVE (12) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. 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Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.</p> <p></p> <h3 class="wp-block-heading"><strong><span style="color: #3366ff;">USER DATA</span></strong></h3> <p>We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.</p> <p></p> <h3 class="wp-block-heading"><span style="color: #3366ff;"><strong>ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES</strong></span></h3> <p>Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. 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Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision. These Terms and Conditions operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the Site. 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