http://spectracu.com/

Last Checked: Feb 22, 2023, 09:01 EST

IP Address: 75.2.70.75
ASN #: AS16509 AMAZON-02, US
Location: Unknown, Unknown, Unknown
URL Reputation:
  • Unknown This URL is not identified as malicious in the PhishTank Database.
  • Unknown PhishCheck thinks this URL is likely not a phish.
  • Unknown OpenPhish: URL not in feed.

Other submissions on 75.2.70.75:

Other submissions on spectracu.com:

Previous checks:

                               Domain Name: spectracu.com
Registry Domain ID: 118769802_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.godaddy.com
Registrar URL: https://www.godaddy.com
Updated Date: 2022-08-24T11:50:11Z
Creation Date: 2004-04-29T17:22:16Z
Registrar Registration Expiration Date: 2026-02-22T15:00:46Z
Registrar: GoDaddy.com, LLC
Registrar IANA ID: 146
Registrar Abuse Contact Email: abuse@godaddy.com
Registrar Abuse Contact Phone: +1.4806242505
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Domain Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
Domain Status: clientRenewProhibited https://icann.org/epp#clientRenewProhibited
Domain Status: clientDeleteProhibited https://icann.org/epp#clientDeleteProhibited
Registry Registrant ID: Not Available From Registry
Registrant Name: Registration Private
Registrant Organization: Domains By Proxy, LLC
Registrant Street: DomainsByProxy.com
Registrant Street: 2155 E Warner Rd
Registrant City: Tempe
Registrant State/Province: Arizona
Registrant Postal Code: 85284
Registrant Country: US
Registrant Phone: +1.4806242599
Registrant Phone Ext:
Registrant Fax: +1.4806242598
Registrant Fax Ext:
Registrant Email: Select Contact Domain Holder link at https://www.godaddy.com/whois/results.aspx?domain=spectracu.com
Registry Admin ID: Not Available From Registry
Admin Name: Registration Private
Admin Organization: Domains By Proxy, LLC
Admin Street: DomainsByProxy.com
Admin Street: 2155 E Warner Rd
Admin City: Tempe
Admin State/Province: Arizona
Admin Postal Code: 85284
Admin Country: US
Admin Phone: +1.4806242599
Admin Phone Ext:
Admin Fax: +1.4806242598
Admin Fax Ext:
Admin Email: Select Contact Domain Holder link at https://www.godaddy.com/whois/results.aspx?domain=spectracu.com
Registry Tech ID: Not Available From Registry
Tech Name: Registration Private
Tech Organization: Domains By Proxy, LLC
Tech Street: DomainsByProxy.com
Tech Street: 2155 E Warner Rd
Tech City: Tempe
Tech State/Province: Arizona
Tech Postal Code: 85284
Tech Country: US
Tech Phone: +1.4806242599
Tech Phone Ext:
Tech Fax: +1.4806242598
Tech Fax Ext:
Tech Email: Select Contact Domain Holder link at https://www.godaddy.com/whois/results.aspx?domain=spectracu.com
Name Server: PDNS05.DOMAINCONTROL.COM
Name Server: PDNS06.DOMAINCONTROL.COM
DNSSEC: signedDelegation
URL of the ICANN WHOIS Data Problem Reporting System: http://wdprs.internic.net/
>>> Last update of WHOIS database: 2023-02-22T14:01:00Z <<<
For more information on Whois status codes, please visit https://icann.org/epp

TERMS OF USE: The data contained in this registrar's Whois database, while believed by the
registrar to be reliable, is provided "as is" with no guarantee or warranties regarding its
accuracy. This information is provided for the sole purpose of assisting you in obtaining
information about domain name registration records. Any use of this data for any other purpose
is expressly forbidden without the prior written permission of this registrar. By submitting
an inquiry, you agree to these terms and limitations of warranty. In particular, you agree not
to use this data to allow, enable, or otherwise support the dissemination or collection of this
data, in part or in its entirety, for any purpose, such as transmission by e-mail, telephone,
postal mail, facsimile or other means of mass unsolicited, commercial advertising or solicitations
of any kind, including spam. You further agree not to use this data to enable high volume, automated
or robotic electronic processes designed to collect or compile this data for any purpose, including
mining this data for your own personal or commercial purposes. Failure to comply with these terms
may result in termination of access to the Whois database. These terms may be subject to modification
at any time without notice.

                             
  • GET
    0 Timed out waiting for a response.

    https://match.adsrvr.org/track/upb/?adv=q9rv9jb&ref=https%3A%2F%2Fwww.spectracu.com%2F&upid=6952hkl&upv=1.1.0

  • http://spectracu.com/ https://spectracu.com/
  • https://spectracu.com/ https://www.spectracu.com/
  • https://pixel-geo.prfct.co/tagjs?a_id=136449&source=js_tag https://pixel-geo.prfct.co/tagjs?check_cookie=1&a_id=136449&source=js_tag
  • https://pixel-geo.prfct.co/cs/?partnerId=twtr https://analytics.twitter.com/i/adsct?p_id=48571&p_user_id=pa_gMiwyDDRADF91yhzx
  • https://pixel-geo.prfct.co/cs/?partnerId=yah https://ups.analytics.yahoo.com/ups/58288/sync?uid=pa_gMiwyDDRADF91yhzx&_origin=1
  • https://pixel-geo.prfct.co/cs/?partnerId=opx https://us-u.openx.net/w/1.0/sd?id=537114372&val=pa_gMiwyDDRADF91yhzx
  • https://pixel-geo.prfct.co/cs/?partnerId=rbcn https://pixel.rubiconproject.com/tap.php?v=189868&nid=4106&expires=30&put=pa_gMiwyDDRADF91yhzx
  • https://pixel-geo.prfct.co/cs/?partnerId=goo https://cm.g.doubleclick.net/pixel?google_nid=nowspots_bidder&google_hm=cGFfZ01pd3lERFJBREY5MXloeng
  • https://ups.analytics.yahoo.com/ups/58288/sync?uid=pa_gMiwyDDRADF91yhzx&_origin=1 https://ups.analytics.yahoo.com/ups/58288/sync?uid=pa_gMiwyDDRADF91yhzx&_origin=1&verify=true
  • https://secure.adnxs.com/bounce?%2Fgetuid%3Fhttps%3A%2F%2Fpixel-geo.prfct.co%2Fusermap%2F%3Fxid%3D%24UID%26sid%3D202302%7C63f62016eec5457fb8402ec5%26pid%3Dpa_gMiwyDDRADF91yhzx https://pixel-geo.prfct.co/usermap/?xid=0&sid=202302|63f62016eec5457fb8402ec5&pid=pa_gMiwyDDRADF91yhzx
  • https://us-u.openx.net/w/1.0/sd?id=537114372&val=pa_gMiwyDDRADF91yhzx https://us-u.openx.net/w/1.0/sd?cc=1&id=537114372&val=pa_gMiwyDDRADF91yhzx
  • https://cm.g.doubleclick.net/pixel?google_nid=nowspots_bidder&google_hm=cGFfZ01pd3lERFJBREY5MXloeng https://cm.g.doubleclick.net/pixel?google_nid=nowspots_bidder&google_hm=cGFfZ01pd3lERFJBREY5MXloeng&google_tc=
  • https://cm.g.doubleclick.net/pixel?google_nid=nowspots_bidder&google_hm=cGFfZ01pd3lERFJBREY5MXloeng&google_tc= https://pixel-geo.prfct.co/cb?partnerId=goo&google_error=3
  • https://insight.adsrvr.org/track/up?adv=q9rv9jb&ref=https%3A%2F%2Fwww.spectracu.com%2F&upid=6952hkl&upv=1.1.0 https://match.adsrvr.org/track/upb/?adv=q9rv9jb&ref=https%3A%2F%2Fwww.spectracu.com%2F&upid=6952hkl&upv=1.1.0
<html data-wf-domain="www.spectracu.com" data-wf-page="6076fda1d539fa4b5312b03d" data-wf-site="6076fda1d539fa48c412b03b" class="w-mod-js w-mod-ix wf-montserrat-n4-active wf-montserrat-n3-active wf-montserrat-n5-active wf-montserrat-n6-active wf-montserrat-i4-active wf-montserrat-n7-active wf-montserratalternates-i7-active wf-montserratalternates-n7-active wf-montserrat-i7-active wf-montserratalternates-i4-active wf-montserratalternates-n4-active wf-active wf-montserrat-i9-active wf-montserrat-i1-active wf-montserrat-n2-active wf-montserrat-n1-active wf-montserrat-i3-active wf-montserrat-i5-active wf-montserrat-i6-active wf-montserrat-n8-active wf-montserrat-i8-active wf-montserrat-n9-active wf-montserrat-i2-active" translate="no" lang="en"><head><style>.wf-force-outline-none[tabindex="-1"]:focus{outline:none;}</style><meta charset="utf-8"><title>Spectra Credit Union | VA MD DC</title><meta content="Serving Northern Virginia, Western Maryland, and the DC area. Brilliant financial solutions built for your goals. Buy a home. Buy a car. Get a credit card. Open a checking account. Save for college. Plan for retirement. Build a more vibrant future at Spectra Credit Union." name="description"><meta content="Spectra Credit Union | VA MD DC" property="og:title"><meta content="Serving Northern Virginia, Western Maryland, and the DC area. Brilliant financial solutions built for your goals. Buy a home. Buy a car. Get a credit card. Open a checking account. Save for college. Plan for retirement. Build a more vibrant future at Spectra Credit Union." property="og:description"><meta content="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6166dc3fe1071ecc0186ee46_Home_Open-Graph.jpg" property="og:image"><meta content="Spectra Credit Union | VA MD DC" property="twitter:title"><meta content="Serving Northern Virginia, Western Maryland, and the DC area. Brilliant financial solutions built for your goals. Buy a home. Buy a car. Get a credit card. Open a checking account. Save for college. Plan for retirement. Build a more vibrant future at Spectra Credit Union." property="twitter:description"><meta content="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6166dc3fe1071ecc0186ee46_Home_Open-Graph.jpg" property="twitter:image"><meta property="og:type" content="website"><meta content="summary_large_image" name="twitter:card"><meta content="width=device-width, initial-scale=1" name="viewport"><link href="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/css/spectra-cu.95da29e7e.min.css" rel="stylesheet" type="text/css"><style>@media (min-width:992px) {html.w-mod-js:not(.w-mod-ix) [data-w-id="3f80eaf8-79b8-bbb6-eb89-0257dc3a0c02"] {opacity:0;}html.w-mod-js:not(.w-mod-ix) [data-w-id="b4c4f69f-5c89-fffe-3454-f8ed287204e8"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="5bbf8760-e5c6-cfcf-1f89-6fde4413f73f"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="5b5c788e-ce7a-dd6a-4c9c-e45c990dd912"] {background-color:rgba(NaN,NaN,NaN,undefined);}html.w-mod-js:not(.w-mod-ix) [data-w-id="538dc992-69dd-117a-94f1-d454355c57a2"] {color:rgba(NaN,NaN,NaN,undefined);}html.w-mod-js:not(.w-mod-ix) [data-w-id="453e4ac9-2273-675f-dfa1-7d50322e2a5a"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="7bab9709-1e1b-c8bb-14ac-8bb70b87440a"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="0e2a5f28-a0c2-21a3-5473-2833162dfd94"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="898ebd14-4ee9-12a4-8c37-2fa441551425"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="49acbafe-6264-b444-6d3c-b8280ff4237f"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8"] {-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);}html.w-mod-js:not(.w-mod-ix) [data-w-id="d1cf5a66-85c2-9baf-4396-0aba051342ee"] {display:block;}}@media (max-width:991px) and (min-width:768px) {html.w-mod-js:not(.w-mod-ix) [data-w-id="d1cf5a66-85c2-9baf-4396-0aba051342ee"] {display:block;}}@media (max-width:767px) and (min-width:480px) {html.w-mod-js:not(.w-mod-ix) [data-w-id="d1cf5a66-85c2-9baf-4396-0aba051342ee"] {display:block;}}@media (max-width:479px) {html.w-mod-js:not(.w-mod-ix) [data-w-id="d1cf5a66-85c2-9baf-4396-0aba051342ee"] {display:block;}}</style><link href="https://fonts.googleapis.com" rel="preconnect"><link href="https://fonts.gstatic.com" rel="preconnect" crossorigin="anonymous"><script async="" src="https://www.datadoghq-browser-agent.com/datadog-logs-v4.js"></script><script type="text/javascript" async="" src="https://tag.perfectaudience.com/serve/5f5a463aef3a5711f20013eb.js"></script><script type="text/javascript" async="" src="https://www.googletagmanager.com/gtag/js?id=G-26C71WY6C4&amp;l=dataLayer&amp;cx=c"></script><script src="https://connect.facebook.net/signals/config/541715383550914?v=2.9.96&amp;r=stable" async=""></script><script src="https://connect.facebook.net/signals/config/529320278707251?v=2.9.96&amp;r=stable" async=""></script><script async="" src="https://connect.facebook.net/en_US/fbevents.js"></script><script type="text/javascript" async="" src="https://www.google-analytics.com/analytics.js"></script><script type="text/javascript" defer="" async="" src="https://collector-12276.tvsquared.com/tv2track.js"></script><script type="text/javascript" async="" src="https://koi-3QNATMHVGE.marketingautomation.services/client/ss.js?ver=2.4.0"></script><script async="" src="https://www.googletagmanager.com/gtm.js?id=GTM-T93QXCT"></script><script src="https://ajax.googleapis.com/ajax/libs/webfont/1.6.26/webfont.js" type="text/javascript"></script><link rel="stylesheet" href="https://fonts.googleapis.com/css?family=Montserrat:100,100italic,200,200italic,300,300italic,400,400italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic" media="all"><script type="text/javascript">WebFont.load({  google: {    families: ["Montserrat:100,100italic,200,200italic,300,300italic,400,400italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic"]  }});</script><style type="text/css">.tk-montserrat{font-family:"montserrat",sans-serif;}.tk-montserrat-alternates{font-family:"montserrat-alternates",sans-serif;}</style><style type="text/css">@font-face{font-family:montserrat;src:url(https://use.typekit.net/af/32b0e4/00000000000000007735a185/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n4&v=3) format("woff2"),url(https://use.typekit.net/af/32b0e4/00000000000000007735a185/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n4&v=3) format("woff"),url(https://use.typekit.net/af/32b0e4/00000000000000007735a185/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n4&v=3) format("opentype");font-weight:400;font-style:normal;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat;src:url(https://use.typekit.net/af/ca31c7/00000000000000007735a18d/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i4&v=3) format("woff2"),url(https://use.typekit.net/af/ca31c7/00000000000000007735a18d/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i4&v=3) format("woff"),url(https://use.typekit.net/af/ca31c7/00000000000000007735a18d/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i4&v=3) format("opentype");font-weight:400;font-style:italic;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat;src:url(https://use.typekit.net/af/73dbad/00000000000000007735a197/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n7&v=3) format("woff2"),url(https://use.typekit.net/af/73dbad/00000000000000007735a197/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n7&v=3) format("woff"),url(https://use.typekit.net/af/73dbad/00000000000000007735a197/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n7&v=3) format("opentype");font-weight:700;font-style:normal;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat;src:url(https://use.typekit.net/af/6d739b/00000000000000007735a19a/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i7&v=3) format("woff2"),url(https://use.typekit.net/af/6d739b/00000000000000007735a19a/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i7&v=3) format("woff"),url(https://use.typekit.net/af/6d739b/00000000000000007735a19a/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i7&v=3) format("opentype");font-weight:700;font-style:italic;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat-alternates;src:url(https://use.typekit.net/af/30d980/00000000000000007735a194/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n4&v=3) format("woff2"),url(https://use.typekit.net/af/30d980/00000000000000007735a194/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n4&v=3) format("woff"),url(https://use.typekit.net/af/30d980/00000000000000007735a194/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n4&v=3) format("opentype");font-weight:400;font-style:normal;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat-alternates;src:url(https://use.typekit.net/af/3cbb47/00000000000000007735a196/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i4&v=3) format("woff2"),url(https://use.typekit.net/af/3cbb47/00000000000000007735a196/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i4&v=3) format("woff"),url(https://use.typekit.net/af/3cbb47/00000000000000007735a196/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i4&v=3) format("opentype");font-weight:400;font-style:italic;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat-alternates;src:url(https://use.typekit.net/af/15cf69/00000000000000007735a1a0/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n7&v=3) format("woff2"),url(https://use.typekit.net/af/15cf69/00000000000000007735a1a0/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n7&v=3) format("woff"),url(https://use.typekit.net/af/15cf69/00000000000000007735a1a0/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=n7&v=3) format("opentype");font-weight:700;font-style:normal;font-stretch:normal;font-display:auto;}@font-face{font-family:montserrat-alternates;src:url(https://use.typekit.net/af/8ec7b1/00000000000000007735a1a2/30/l?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i7&v=3) format("woff2"),url(https://use.typekit.net/af/8ec7b1/00000000000000007735a1a2/30/d?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i7&v=3) format("woff"),url(https://use.typekit.net/af/8ec7b1/00000000000000007735a1a2/30/a?primer=7cdcb44be4a7db8877ffa5c0007b8dd865b3bbc383831fe2ea177f62257a9191&fvd=i7&v=3) format("opentype");font-weight:700;font-style:italic;font-stretch:normal;font-display:auto;}</style><script src="https://use.typekit.net/syi1plq.js" type="text/javascript"></script><script type="text/javascript">try{Typekit.load();}catch(e){}</script><!--[if lt IE 9]><script src="https://cdnjs.cloudflare.com/ajax/libs/html5shiv/3.7.3/html5shiv.min.js" type="text/javascript"></script><![endif]--><script type="text/javascript">!function(o,c){var n=c.documentElement,t=" w-mod-";n.className+=t+"js",("ontouchstart"in o||o.DocumentTouch&&c instanceof DocumentTouch)&&(n.className+=t+"touch")}(window,document);</script><link href="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6114043a94e82b71686ab89e_Spectra_Favicon%20(1).png" rel="shortcut icon" type="image/x-icon"><link href="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/611403ee9c22964d521ba6b3_Spectra_Webclip.png" rel="apple-touch-icon"><meta name="facebook-domain-verification" content="j98klxq07dsn54tg8mgyq3md5heiol">
<meta name="apple-itunes-app" content="app-id=515436410, app-argument=https://www.spectracu.com/">

<link rel="alternate" hreflang="en" href="https://www.spectracu.com">
<link rel="alternate" hreflang="es" href="https://es.spectracu.com">

<!--Q2 Credential Stuffing Defense-->
<script type="text/javascript" async="" src="https://cds-sdkcfg.onlineaccess1.com/common.js"></script>

<style>
body {
-webkit-font-smoothing: antialiased;
-moz-font-smoothing: antialiased;
-o-font-smoothing: antialiased;
}
</style>

<style>
  
  @media only screen and (max-width: 991px) {
    .right-nav .nav-buttons-wrapper {
      display: none;
    }
  }
  
  .wg-li a {
    position: relative;
    display: -webkit-box;
    display: -webkit-flex;
    display: -ms-flexbox;
    display: flex;
    padding: 10px;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -webkit-flex-direction: column;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: center;
    -webkit-align-items: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-transition: color .2s;
    transition: color .2s;
    color: #fff;
    text-decoration: none;
    opacity: 0.6;
  }
  
  .wgcurrent a {
    opacity: 1; 
  }
  
  .mobile-lang-switcher .weglot-container {
  	text-align: left;
    margin: 10px 0 0 10px;
  }
  
  .right-nav .country-selector .wg-li.focus a, .right-nav .wg-list.country-selector a:hover, .mobile-lang-switcher .country-selector .wg-li.focus a, .mobile-lang-switcher .wg-list.country-selector a:hover {
    color: #fff;
    text-decoration: none;
  }
  
  .right-nav .wg-list.country-selector {
    display: flex;
    -webkit-box-align: center;
    align-items: center;
  }
  
  .right-nav .wg-list.country-selector .wgcurrent a, .mobile-lang-switcher .wg-list.country-selector .wgcurrent a  {
    text-decoration: none;
  }
  
  .wgcurrent a::after {
    content: '';
	width: 100%;
    height: 2px;
    background-image: -webkit-gradient(linear,left top,right top,from(#1c7783),color-stop(33%,#4ed2c9),color-stop(74%,#f2c932),to(#ec9155));
    background-image: linear-gradient(90deg,#1c7783,#4ed2c9 33%,#f2c932 74%,#ec9155);
  }
  
  .right-nav .weglot-container, .mobile-lang-switcher .weglot-container {
    display: block;
  }
  
  .right-nav .country-selector {
    font-size: 1em;
  }
  
  .right-nav .country-selector a, .mobile-lang-switcher .country-selector a {
    color: #fff;
    font-size: 1em;
  }
  
  .right-nav .country-selector .wg-li {
    font-size: 1em;
  }
  
  .speedbump.is-active {
    display:flex!important;
    position: fixed;
  }
  
  .scheduler {
    cursor: pointer;
  }
  
  @media only screen and (min-width: 992px) {
	nav.nav-menu {
  	  transform: revert!important;
    }
  }
  
</style>


<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-T93QXCT');</script>
<!-- End Google Tag Manager -->

<meta name="google-site-verification" content="bbLO7qP84yeqj7SeBNuF4OCf7vg2efWgrc6uL96oE54">

<!--Appointment Scheduler-->
<script type="text/javascript" async="" src="https://cdn.timetrade.com/scripts/lightbox/latest/lightbox.js"></script>

<script type="text/javascript">
    var _ss = _ss || [];
    _ss.push(['_setDomain', 'https://koi-3QNATMHVGE.marketingautomation.services/net']);
    _ss.push(['_setAccount', 'KOI-44M34WIPPE']);
    _ss.push(['_trackPageView']);
    window._pa = window._pa || {};
    // _pa.orderId = "myOrderId"; // OPTIONAL: attach unique conversion identifier to conversions
    // _pa.revenue = "19.99"; // OPTIONAL: attach dynamic purchase values to conversions
    // _pa.productId = "myProductId"; // OPTIONAL: Include product ID for use with dynamic ads
(function() {
    var ss = document.createElement('script');
    ss.type = 'text/javascript'; ss.async = true;
    ss.src = ('https:' == document.location.protocol ? 'https://' : 'http://') + 'koi-3QNATMHVGE.marketingautomation.services/client/ss.js?ver=2.4.0';
    var scr = document.getElementsByTagName('script')[0];
    scr.parentNode.insertBefore(ss, scr);
})();
</script>

        <script src="https://js.adsrvr.org/up_loader.1.1.0.js" type="text/javascript"></script>
        <script type="text/javascript">
            ttd_dom_ready( function() {
                if (typeof TTDUniversalPixelApi === 'function') {
                    var universalPixelApi = new TTDUniversalPixelApi();
                    universalPixelApi.init("q9rv9jb", ["6952hkl"], "https://insight.adsrvr.org/track/up");
                }
            });
        </script>

<!-- Begin TVSquared Tracking Code -->
<script type="text/javascript">
  var _tvq = window._tvq = window._tvq || [];
  (function() {
    var u = (("https:" == document.location.protocol) ? "https://collector-12276.tvsquared.com/" : "http://collector-12276.tvsquared.com/");
    _tvq.push(['setSiteId', "TV-8172722736-1"]);
    _tvq.push(['setTrackerUrl', u + 'tv2track.php']);
    _tvq.push([function() {
        this.deleteCustomVariable(5, 'page')
    }]);
    _tvq.push(['trackPageView']);
    var d = document,
        g = d.createElement('script'),
        s = d.getElementsByTagName('script')[0];
    g.type = 'text/javascript';
    g.defer = true;
    g.async = true;
    g.src = u + 'tv2track.js';
    s.parentNode.insertBefore(g, s);
  })();
</script>
<!-- End TVSquared Tracking Code -->

<!--Weglot Translator-->
<script type="text/javascript" src="https://cdn.weglot.com/weglot.min.js"></script>
<script>
    Weglot.initialize({
        api_key: 'wg_b3b1e09094fa24b64483de535c923dec6',
      
        switchers: [
            {
              style: {
                full_name: true,
                with_name: true,
                is_dropdown: false,
                with_flags: false
              },
              // Move switcher somewhere in the page
              location: {
                target: ".right-nav .nav-buttons-wrapper",
                sibling: null
              }
            },
            {
              style: {
                full_name: true,
                with_name: true,
                is_dropdown: false,
                with_flags: false
              },
              // Move switcher somewhere in the page
              location: {
                target: ".mobile-lang-switcher",
                sibling: null
              }
            }
          ],
    });
</script><meta name="google" content="notranslate">
<!--Navbar turns solid black on scroll-->
<style>
.black {
	background-color: #262626;
}
</style><meta http-equiv="origin-trial" content="A751Xsk4ZW3DVQ8WZng2Dk5s3YzAyqncTzgv+VaE6wavgTY0QHkDvUTET1o7HanhuJO8lgv1Vvc88Ij78W1FIAAAAAB7eyJvcmlnaW4iOiJodHRwczovL3d3dy5nb29nbGV0YWdtYW5hZ2VyLmNvbTo0NDMiLCJmZWF0dXJlIjoiUHJpdmFjeVNhbmRib3hBZHNBUElzIiwiZXhwaXJ5IjoxNjgwNjUyNzk5LCJpc1RoaXJkUGFydHkiOnRydWV9"><script type="text/javascript" async="" src="https://googleads.g.doubleclick.net/pagead/viewthroughconversion/751119648/?random=1677074454474&amp;cv=11&amp;fst=1677074454474&amp;bg=ffffff&amp;guid=ON&amp;async=1&amp;gtm=45He32f0&amp;u_w=1366&amp;u_h=768&amp;hn=www.googleadservices.com&amp;frm=0&amp;url=https%3A%2F%2Fwww.spectracu.com%2F&amp;tiba=Spectra%20Credit%20Union%20%7C%20VA%20MD%20DC&amp;auid=1358173454.1677074454&amp;rfmt=3&amp;fmt=4"></script><script type="text/javascript" async="" src="https://pixel-geo.prfct.co/tagjs?a_id=136449&amp;source=js_tag"></script><img src="https://secure.adnxs.com/getuid?https://pixel-geo.prfct.co/usermap/?xid=$UID&amp;sid=202302|63f62016eec5457fb8402ec5&amp;pid=pa_gMiwyDDRADF91yhzx" width="1" height="1" border="0"><img src="https://pixel-geo.prfct.co/cs/?partnerId=twtr" width="1" height="1" border="0"><img src="https://pixel-geo.prfct.co/cs/?partnerId=yah" width="1" height="1" border="0"><img src="https://pixel-geo.prfct.co/cs/?partnerId=opx" width="1" height="1" border="0"><img src="https://pixel-geo.prfct.co/cs/?partnerId=rbcn" width="1" height="1" border="0"><img src="https://pixel-geo.prfct.co/cs/?partnerId=goo" width="1" height="1" border="0"><img src="https://pixel-geo.prfct.co/seg/?add=23678679,27540134&amp;source=js_tag&amp;a_id=136449" width="1" height="1" border="0"><img src="https://www.facebook.com/tr?id=541715383550914&amp;ev=ViewContent&amp;cd[rtb_id]=27540134&amp;noscript=1" width="1" height="1" border="0"><img src="https://secure.adnxs.com/seg?t=2&amp;add=27540134" width="1" height="1" border="0"><img src="https://www.facebook.com/tr?id=541715383550914&amp;ev=ViewContent&amp;cd[rtb_id]=23678679&amp;noscript=1" width="1" height="1" border="0"><img src="https://secure.adnxs.com/seg?t=2&amp;add=23678679" width="1" height="1" border="0"><link rel="stylesheet" type="text/css" href="https://cdn.weglot.com/weglot.min.css?v=4"><style id="weglot-custom-style" type="text/css">.weglot-container {
  display:none;
}

.wg-default {
  display:none;
}</style></head><body class="body"><div class="w-embed w-iframe"><!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-T93QXCT"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) --></div><div class="alert-bar"><div class="w-dyn-list"><div class="empty-state-2 w-dyn-empty"><div>No items found.</div></div></div></div><div data-collapse="medium" data-animation="default" data-duration="400" data-easing="ease-in-out" data-easing2="ease" role="banner" class="mega-nav w-nav"><div class="container"><div class="nav-wrapper"><a href="/" aria-current="page" class="spectra-wrapper w-nav-brand w--current" aria-label="home"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607746d154d5d3206ebd5d25_Spectra_Logo_Color_H_W-01.svg" loading="lazy" alt="Spectra Logo" class="image"></a><nav role="navigation" class="nav-menu w-nav-menu"><div class="mobile-lang-switcher"><div class="weglot-container weglot-container--left" data-switcher-id="2" id="weglot-switcher-2" data-switcher-style-opt="{&quot;full_name&quot;:true,&quot;with_name&quot;:true,&quot;is_dropdown&quot;:false,&quot;with_flags&quot;:false}"><aside data-wg-notranslate="true" aria-expanded="false" tabindex="0" class="weglot_switcher wg-list wg-mouse-click country-selector closed" aria-label="Language selected: English"><div data-l="en" class="wgcurrent wg-li en"><a tabindex="-1" href="#" target="_self" id="weglot-language-en">English</a></div><ul role="none"><li class="wg-li es" data-l="es" role="none" id="wg-es"><a href="https://es.spectracu.com/" id="weglot-language-es" role="option">Español</a></li></ul></aside></div></div><div data-hover="true" data-delay="0" class="nav-drop mobile-only w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-0" aria-controls="w-dropdown-list-0" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="flex-nav-text"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612e68cb29bb7109c9a1959f_nav-online%20banking.svg" loading="lazy" alt="" class="image-20"><div class="nav-text">Login</div></div><div class="drop-icon w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-0" aria-labelledby="w-dropdown-toggle-0"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-resources"></div><div class="nav-grid"><div class="div-block-52"><div class="nav-column"><a href="https://secure.spectracu.com/spectracuonlinebanking/uux.aspx#/login" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Online Banking</div></a><a href="https://www.myaccountaccess.com/onlineCard/login.do?theme=elan1&amp;loc=29489" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Credit Card</div></a><a href="/make-a-loan-payment" class="nav-link w-inline-block" tabindex="0"><div>Pay a Loan</div></a></div></div></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-drop mobile-only w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-1" aria-controls="w-dropdown-list-1" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="flex-nav-text"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612e68f3e6d6d262ed32e496_nav-open%20account.svg" loading="lazy" alt="" class="image-20"><div class="nav-text">Apply for a Loan</div></div><div class="drop-icon w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-1" aria-labelledby="w-dropdown-toggle-1"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-resources"></div><div class="nav-grid"><div class="div-block-52"><div class="nav-column"><a href="https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD3T3k8PZ6AnUiUtjOVuzuRxjND5SxgUA81KNgMCJQbwoyJ7_gvM2Ga6unUjpzocv9YNqAaM8Md5MHMvDjXBjK0k6iMxeOjXgORLNoa6CemET" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Consumer</div></a><a href="https://www.dblc.app/LucroInstitution/InstitutionHomepage.aspx?InstitutionToken=e1d9ee9e" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Business</div></a><a href="https://spectracu.mortgagewebcenter.com/applynow" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Mortgage</div></a></div></div></div></div></div></nav></div><div class="nav-drop mobile-only"><a href="https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD3T3k8PZ6AnUiUtjOVuzuRxjND5SxgUA81KNgMCJQbwoyJ7_gvM2Ga6unUjpzocv9YNqAaM8Md5MHMvDjXBjK0k6iMxeOjXgORLNoa6CemET" target="_blank" class="nav-drop-toggle w-inline-block"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612e68f3e6d6d262ed32e496_nav-open%20account.svg" loading="lazy" alt="" class="image-20"><div class="nav-text">Open an Account</div></a></div><div class="nav-drop mobile-only"><a href="https://www04.timetrade.com/app/nrlfedcu/workflows/WFnrlfedcu001/schedule/appointment-type-group?wfsid=16a5bc08-baba97f6-c5aaaaaa-baba97f6-00000002-t2k9i5n62smemom8ccaitienfpmaoc8k&amp;fs=1" target="_blank" class="nav-drop-toggle w-inline-block"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607762bc0104ec985bd77c6a_Scheduler%20Icon.svg" loading="lazy" alt="Schedule an Appointment Icon" class="image-20"><div class="nav-text">Schedule an Appointment</div></a></div><div class="nav-divider hide"></div><div data-hover="true" data-delay="0" class="nav-drop w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-2" aria-controls="w-dropdown-list-2" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="nav-text">Accounts</div><div class="drop-icon desktop-hide w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-2" aria-labelledby="w-dropdown-toggle-2"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-resources"><div class="nav-column"><div class="nav-category-heading">Helpful Resources</div><a href="https://spectracu.com/rates/deposit-rates" class="nav-link w-inline-block" tabindex="0"><div class="nav-page-link">Deposit Rates</div></a><a href="/calculators" class="nav-link w-inline-block" tabindex="0"><div>Calculators</div></a><a href="https://www.myaccountaccess.com/onlineCard/login.do?theme=elan1&amp;loc=29489" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Credit Card Login</div></a><a href="/fraud-protection" class="nav-link w-inline-block" tabindex="0"><div>Fraud Protection</div></a></div></div><div class="nav-grid"><div class="nav-columns-list-wrapper w-dyn-list"><div role="list" class="nav-columns-list _4-col w-dyn-items"><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Checking</div><div class="nav-rich-text w-richtext"><p><a href="/products/free-checking" tabindex="0">Free Checking</a></p><p><a href="https://spectracu.com/products/free-checking#p2" tabindex="0">Money Market</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Savings</div><div class="nav-rich-text w-richtext"><p><a href="/products/basic-savings" tabindex="0">Basic Savings</a></p><p><a href="https://spectracu.com/products/basic-savings#p4" tabindex="0">Share Certificates</a></p><p><a href="/brilliant-kids-savings" tabindex="0">Brilliant Kids Savings</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Retirement</div><div class="nav-rich-text w-richtext"><p><a href="https://www2.iraservicecenter.com/rc/default.aspx?OrgNbr=21010" target="_blank" tabindex="0" class="ext_link">IRAs</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Credit Cards</div><div class="nav-rich-text w-richtext"><p><a href="/products/credit-cards" tabindex="0">Consumer Credit Cards</a></p><p><a href="/products/business-credit-cards" tabindex="0">Business Credit Cards</a></p></div></div></div></div></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-drop w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-3" aria-controls="w-dropdown-list-3" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="nav-text">Loans</div><div class="drop-icon desktop-hide w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-3" aria-labelledby="w-dropdown-toggle-3"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-resources"><div class="nav-column"><div class="nav-category-heading">Helpful Resources</div><a href="/make-a-loan-payment" class="nav-link w-inline-block" tabindex="0"><div class="nav-page-link">Make a Loan Payment</div></a><a href="https://spectracu.com/rates/loan-rates" class="nav-link w-inline-block" tabindex="0"><div class="nav-page-link">Loan Rates</div></a><a href="/calculators" class="nav-link w-inline-block" tabindex="0"><div>Calculators</div></a></div></div><div class="nav-grid"><div class="nav-columns-list-wrapper w-dyn-list"><div role="list" class="nav-columns-list _4-col w-dyn-items"><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Vehicle</div><div class="nav-rich-text w-richtext"><p><a href="/products/auto-loans" tabindex="0">Auto Loans</a></p><p><a href="https://spectracu.com/products/auto-loans#p4" tabindex="0">Car Buying</a></p><p><a href="https://spectracu.com/products/auto-loans#p3" tabindex="0">Recreational Vehicles</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Home Loans</div><div class="nav-rich-text w-richtext"><p><a href="/products/mortgages" tabindex="0">Mortgages</a></p><p><a href="/products/home-equity" tabindex="0">Home Equity</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Personal</div><div class="nav-rich-text w-richtext"><p><a href="/products/personal-loans" tabindex="0">Personal Loans</a></p><p><a href="https://www.spectracu.com/products/personal-loans#p4" tabindex="0">Home Improvement Loan</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Credit Cards</div><div class="nav-rich-text w-richtext"><p><a href="/products/credit-cards" tabindex="0">Consumer Credit Cards</a></p><p><a href="/products/business-credit-cards" tabindex="0">Business Credit Cards</a></p></div></div></div></div></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-drop w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-4" aria-controls="w-dropdown-list-4" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="nav-text">Business</div><div class="drop-icon desktop-hide w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-4" aria-labelledby="w-dropdown-toggle-4"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-grid"><div class="nav-columns-list-wrapper w-dyn-list"><div role="list" class="nav-columns-list _4-col w-dyn-items"><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Business Accounts</div><div class="nav-rich-text w-richtext"><p><a href="/products/business-checking" tabindex="0">Business Checking</a></p><p><a href="https://spectracu.com/products/business-checking#p2" tabindex="0">Business Money Market</a></p><p><a href="/products/business-savings" tabindex="0">Business Savings</a><a href="https://spectra-cu.webflow.io/products/business-checking#p2" tabindex="0" class="ext_link">‍</a></p><p><a href="/products/business-savings#p2" tabindex="0">Business Certificates</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Business Loans</div><div class="nav-rich-text w-richtext"><p><a href="/products/business-loans" tabindex="0">Commercial Real Estate</a></p><p><a href="https://spectracu.com/products/business-loans#p2" tabindex="0">Business Secured</a></p><p><a href="https://spectracu.com/products/business-loans#p3" tabindex="0">Lines of Credit</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Business Services</div><div class="nav-rich-text w-richtext"><p><a href="/products/merchant-services" tabindex="0">Merchant Services</a></p><p><a href="https://spectracu.com/products/merchant-services#p2" tabindex="0">Online&nbsp;&amp;&nbsp;Mobile Banking</a></p><p><a href="https://spectracu.com/products/merchant-services#p3" tabindex="0">Payroll</a></p><p><a href="https://spectracu.com/products/merchant-services#p4" tabindex="0">Remote Check Deposit</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Credit Cards</div><div class="nav-rich-text w-richtext"><p><a href="/products/business-credit-cards" tabindex="0">Business Credit Cards</a></p></div></div></div></div></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-drop w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-5" aria-controls="w-dropdown-list-5" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="nav-text">Services</div><div class="drop-icon desktop-hide w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-5" aria-labelledby="w-dropdown-toggle-5"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-resources"><div class="nav-column"><div class="nav-category-heading">Helpful Resources</div><a href="/calculators" class="nav-link w-inline-block" tabindex="0"><div>Calculators</div></a><a href="/digital-payments-faqs" class="nav-link w-inline-block" tabindex="0"><div>Digital Payments FAQs</div></a><a href="/fraud-protection" class="nav-link w-inline-block" tabindex="0"><div>Fraud Protection</div></a></div></div><div class="nav-grid"><div class="nav-columns-list-wrapper w-dyn-list"><div role="list" class="nav-columns-list w-dyn-items"><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">eServices</div><div class="nav-rich-text w-richtext"><p><a href="/products/eservices" tabindex="0">Online &amp; Mobile Banking</a></p><p><a href="/products/eservices/#p3" tabindex="0">Card Controls</a></p><p><a href="/products/eservices/#p4" tabindex="0">Digital Wallets</a></p><p><a href="/make-a-loan-payment" tabindex="0">Make a Loan Payment</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Investments &amp; Insurance</div><div class="nav-rich-text w-richtext"><p><a href="/products/spectra-investment-services" tabindex="0">Spectra Investment Services</a></p><p><a href="/products/trustage-insurance" tabindex="0">TruStage Insurance</a></p></div></div><div role="listitem" class="w-dyn-item"><div class="nav-category-heading">Other Services</div><div class="nav-rich-text w-richtext"><p><a href="https://spectracu.com/products/auto-loans#p4" tabindex="0">Car Buying Service</a></p><p><a href="/card-travel-notifications" tabindex="0">Card Travel Notifications</a></p><p><a href="/products/financial-education" tabindex="0">Financial Education</a></p><p><a href="/member-benefits" tabindex="0">Love My CU&nbsp;Rewards</a></p></div></div></div></div></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-drop w-dropdown"><div class="nav-drop-toggle flex w-dropdown-toggle" id="w-dropdown-toggle-6" aria-controls="w-dropdown-list-6" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="nav-text">About</div><div class="drop-icon desktop-hide w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div><nav class="nav-drop-list w-dropdown-list" id="w-dropdown-list-6" aria-labelledby="w-dropdown-toggle-6"><div class="nav-drop-flex"><div class="dropdown-content-wrapper"><div class="nav-resources"><div class="nav-column"><div class="nav-category-heading">Helpful Resources</div><a href="https://assets.website-files.com/6076fda1d539fa48c412b03b/6155c9ed52af3ce3bbc69795_Spectra_FeeSchedule.pdf" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Fee Schedule</div></a><a href="https://spectracu.com/rates/loan-rates" class="nav-link w-inline-block" tabindex="0"><div>Rates</div></a></div></div><div class="nav-grid"><div class="div-block-52"><div class="nav-column"><div class="nav-category-heading">Contact &amp;&nbsp;Locations</div><a href="/contact" class="nav-link w-inline-block" tabindex="0"><div>Contact Us</div></a><a href="https://spectracu.com/contact#hours-locations" class="nav-link w-inline-block" tabindex="0"><div>Hours &amp;&nbsp;Locations</div></a><a href="https://www04.timetrade.com/app/nrlfedcu/workflows/WFnrlfedcu001/schedule/appointment-type-group?wfsid=16a5bc08-baba97f6-c5aaaaaa-baba97f6-00000002-t2k9i5n62smemom8ccaitienfpmaoc8k&amp;fs=1" target="_blank" class="nav-link w-inline-block" tabindex="0"><div>Schedule an Appointment</div></a></div><div class="nav-column"><div class="nav-category-heading">About&nbsp;Spectra CU</div><a href="/our-story" class="nav-link w-inline-block" tabindex="0"><div>Our Story</div></a><a href="/news-events" class="nav-link w-inline-block" tabindex="0"><div>News &amp;&nbsp;Events</div></a><a href="/careers" class="nav-link w-inline-block" tabindex="0"><div>Careers</div></a><a href="/community-outreach" class="nav-link w-inline-block" tabindex="0"><div>Community Outreach</div></a></div></div></div></div></div></nav></div></nav><div class="right-nav"><div class="nav-buttons-wrapper"><div class="weglot-container" data-switcher-id="1" id="weglot-switcher-1" data-switcher-style-opt="{&quot;full_name&quot;:true,&quot;with_name&quot;:true,&quot;is_dropdown&quot;:false,&quot;with_flags&quot;:false}"><aside data-wg-notranslate="true" aria-expanded="false" tabindex="0" class="weglot_switcher wg-list wg-mouse-click country-selector closed" aria-label="Language selected: English"><div data-l="en" class="wgcurrent wg-li en"><a tabindex="-1" href="#" target="_self" id="weglot-language-en">English</a></div><ul role="none"><li class="wg-li es" data-l="es" role="none" id="wg-es"><a href="https://es.spectracu.com/" id="weglot-language-es" role="option">Español</a></li></ul></aside></div></div><div data-w-id="09fb321f-0ee6-89c4-0d92-54c11548b540" class="search-link-block"><div class="search-icon w-embed"><svg id="search" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="24" height="24" viewBox="0 0 24 24">
  <defs>
    <clipPath id="clip-path">
      <path id="Mask" d="M16,17.49h0L11,12.5v-.79l-.27-.28a6.509,6.509,0,1,1,.7-.7l.28.27h.79l4.99,5L16,17.489ZM6.5,2A4.5,4.5,0,1,0,11,6.5,4.505,4.505,0,0,0,6.5,2Z" transform="translate(0 0)" fill="none"></path>
    </clipPath>
    <clipPath id="clip-path-2">
      <rect id="Black" width="50" height="50" fill="#fff"></rect>
    </clipPath>
  </defs>
  <g id="Group_140" data-name="Group 140" transform="translate(3 3)">
    <path id="Mask-2" data-name="Mask" d="M16,17.49h0L11,12.5v-.79l-.27-.28a6.509,6.509,0,1,1,.7-.7l.28.27h.79l4.99,5L16,17.489ZM6.5,2A4.5,4.5,0,1,0,11,6.5,4.505,4.505,0,0,0,6.5,2Z" transform="translate(0 0)" fill="none"></path>
    <g id="Mask_Group_140" data-name="Mask Group 140" clip-path="url(#clip-path)">
      <g id="_Color" data-name="🎨 Color" transform="translate(-16 -16)">
        <g id="Group_891" data-name="Group 891">
          <rect id="Black-2" data-name="Black" width="50" height="50" fill="#fff"></rect>
        </g>
      </g>
    </g>
  </g>
</svg></div><div class="close-icon w-embed" style="display: none;"><svg xmlns="http://www.w3.org/2000/svg" width="13.408" height="13.408" viewBox="0 0 13.408 13.408">
  <path id="Path_393" data-name="Path 393" d="M-16.268,352.167l-1.35-1.35-5.358,5.354-5.35-5.354-1.35,1.35,5.354,5.35-5.354,5.358,1.35,1.35,5.35-5.354,5.354,5.354,1.35-1.35-5.35-5.358Z" transform="translate(29.676 -350.817)" fill="#fff"></path>
</svg></div></div><div class="mobile-menu-button-wrapper"><div class="menu-button-2 w-nav-button" style="-webkit-user-select: text;" aria-label="menu" role="button" tabindex="0" aria-controls="w-nav-overlay-0" aria-haspopup="menu" aria-expanded="false"><div class="w-icon-nav-menu"></div></div></div><div data-hover="true" data-delay="0" class="nav-drop login w-dropdown"><div class="nav-drop-toggle w-dropdown-toggle" id="w-dropdown-toggle-7" aria-controls="w-dropdown-list-7" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="nav-text">Login</div></div><nav class="login-list w-dropdown-list" id="w-dropdown-list-7" aria-labelledby="w-dropdown-toggle-7"><a href="https://secure.spectracu.com/spectracuonlinebanking/uux.aspx#/login" target="_blank" class="nav-button-drpdwn-link w-dropdown-link" tabindex="0">Online Banking</a><a href="https://www.myaccountaccess.com/onlineCard/login.do?theme=elan1&amp;loc=29489" target="_blank" class="nav-button-drpdwn-link w-dropdown-link" tabindex="0">Credit Card</a><a href="/make-a-loan-payment" class="nav-button-drpdwn-link w-dropdown-link" tabindex="0">Loan Payment</a></nav></div></div></div></div><div class="search-dropdown" style="width: 100%; height: 0px; display: none;"><div class="container-default"><form action="/search" class="search-dropdown-inner w-form" style="opacity: 0;"><label for="search" class="field-label">Search</label><input type="search" class="search-dropdown-input w-input" maxlength="256" name="query" placeholder="Search…" id="search" required=""><input type="submit" value="" class="search-dropdown-button w-button"></form></div></div><div id="main-pop-up-wrapper" class="special-offers-pop-up-wrapper w-dyn-list"><div role="list" class="w-dyn-items"><div role="listitem" class="w-dyn-item"><div class="pop-up-wrapper"><div data-w-id="5fc92f28-7d76-d637-af3b-cb96e35fa997" class="pop-up-back"></div><div class="pop-up-box"><div class="pop-up-image-wrapper"><img src="https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner.jpg" loading="lazy" alt="We're giving you a high 5" sizes="100vw" srcset="https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-500.jpg 500w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-800.jpg 800w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-1080.jpg 1080w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-1600.jpg 1600w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner.jpg 1920w" class="image-cover"></div><div class="pop-up-content"><div class="pop-up-text"><div class="pop-up-heading">We're giving you a high 5</div><p class="paragraph-small">Earn up to 5.22% APY on your deposits</p><a href="/special-offers/high5-checking-certificate-cd-promotion" class="button smaller w-button">Learn More</a></div></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/631b4bbc4e7e20b985271dcd_pop%20up%20exit%20button.svg" loading="lazy" data-w-id="5fc92f28-7d76-d637-af3b-cb96e35fa9a3" alt="close pop up" class="pop-up-exit-button"></div></div></div></div></div><div class="w-nav-overlay" data-wf-ignore="" id="w-nav-overlay-0"></div></div><div class="header mobile---top wf-section"><div class="container-default"><div class="hero-text-wrapper"><h1 class="hero-heading">Welcome to brilliant banking.</h1><div class="flex-horizontal"><a href="https://app.loanspq.com/apply.aspx?lenderref=nrlfcu01182015&amp;list=plvlxasast" target="_blank" class="button white w-button">Open Account</a><div class="div-block"></div><a href="https://app.loanspq.com/apply.aspx?lenderref=nrlfcu01182015&amp;list=plvlxasast" target="_blank" class="button white-outline w-button">Apply for Loan</a><div class="div-block"></div><a href="/make-a-loan-payment" class="button white-outline loan-payment w-button">Make Loan Payment</a></div></div></div></div><header class="header wf-section"><div class="hero-container"><div data-poster-url="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612fd63904bbb8d7a3a7b6c4_Hero Background2x_v4_compressed-alternate-poster-00001.jpg" data-video-urls="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612fd63904bbb8d7a3a7b6c4_Hero Background2x_v4_compressed-alternate-transcode.mp4,https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612fd63904bbb8d7a3a7b6c4_Hero Background2x_v4_compressed-alternate-transcode.webm" data-autoplay="true" data-loop="true" data-wf-ignore="true" data-beta-bgvideo-upgrade="false" class="background-video w-background-video w-background-video-atom"><video id="5242db82-5640-decc-f861-4845b9d84311-video" autoplay="" loop="" style="background-image:url(&quot;https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612fd63904bbb8d7a3a7b6c4_Hero Background2x_v4_compressed-alternate-poster-00001.jpg&quot;)" muted="" playsinline="" data-wf-ignore="true" data-object-fit="cover"><source src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612fd63904bbb8d7a3a7b6c4_Hero Background2x_v4_compressed-alternate-transcode.mp4" data-wf-ignore="true"><source src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/612fd63904bbb8d7a3a7b6c4_Hero Background2x_v4_compressed-alternate-transcode.webm" data-wf-ignore="true"></video></div><div class="hero-gradient"></div></div><div class="header-content"><div class="container-default"><div class="hero-content-block"><div id="w-node-acee6e2c-386a-11c8-baf6-f91a4b847306-5312b03d" class="hero-text-wrapper"><h1 class="hero-heading">Welcome to brilliant banking.</h1><div class="flex-horizontal"><a href="https://app.loanspq.com/apply.aspx?lenderref=nrlfcu01182015&amp;list=plvlxasast" target="_blank" class="button white w-button">Open Account</a><div class="div-block"></div><a href="https://app.loanspq.com/apply.aspx?lenderref=nrlfcu01182015&amp;list=plvlxasast" target="_blank" class="button white-outline w-button">Apply for Loan</a><div class="div-block"></div><a href="/make-a-loan-payment" class="button white-outline w-button">Make Loan Payment</a></div></div><div class="ob-container"><div class="text-block">Online Banking</div><div class="username-html w-embed"><div class="username-block">
  <div class="login-form-block">
    <form class="login-form" method="POST" id="Q2OnlineLogin" name="Q2OnlineLogin" action="https://secure.spectracu.com/spectracuonlinebanking/uux.aspx#/login">
      <div class="login-field-and-button">
        <label for="user_id" class="text-username">Username</label>
      	<input type="text" maxlength="256" class="login-field-style w-input" id="user_id" name="user_id">
        <label for="userid" class="text-username">Password</label>
        <input type="password" maxlength="256" class="login-field-style w-input" id="password" name="password">
        <input type="submit" class="w-button button username-button" value="Login to Online Banking">
      </div>
    </form>
  </div>
</div>

<style>
/* .username-block {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  height: 80px;
  padding-bottom: 10px;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
}

.login-form {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -webkit-flex-direction: column;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-align: start;
  -webkit-align-items: flex-start;
  -ms-flex-align: start;
  align-items: flex-start;
}

.text-username {
  margin-bottom: 0px;
  font-family: montserrat, sans-serif;
  color: #ffffff;
  font-size: 0.9em;
  line-height: 1.7;
  font-weight: 400;
}

.login-field-style {
  display: block;
  width: 200px;
  height: 32px;
  margin-bottom: 0px;
  padding-top: 6px;
  padding-bottom: 6px;
  border-style: solid;
  border-width: 1px;
  border-color: #ccc;
  -webkit-transition: border 200ms ease;
  transition: border 200ms ease;
  font-family: soleil, sans-serif;
  color: #ffffff;
  font-size: 14px;
  line-height: 16px;
}

.login-field-style:focus {
  border-style: solid;
  border-width: 1px;
  border-color: #649b26;
}

.login-field-and-button {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: stretch;
  -webkit-align-items: stretch;
  -ms-flex-align: stretch;
  align-items: stretch;
}

.login-form-block {
  margin-bottom: 0px;
}

.button.username-button {
  height: 32px;
  margin-left: 16px;
  padding: 0px 30px;
  font-family: montserrat, sans-serif;
  font-size: 14px;
  line-height: 16px;
} */
</style></div><div class="ob-text-link-flexbox"><a href="https://secure.spectracu.com/spectracreditunionautoenrollment/enroll.html" class="ob-text-link">Enroll</a><div class="div-block-4"></div><a href="https://secure.spectracu.com/spectracuonlinebanking/uux.aspx#/login/resetPasswordUsername" target="_blank" class="ob-text-link">Forgot Password?</a></div></div></div></div><a href="#About" class="scroll-button w-inline-block"><div>Discover</div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6077615f423da16757612510_Scroll%20Arrow.svg" loading="lazy" alt="scroll arrow" class="image-2"></a><div class="schedule-wrapper"><div class="scheduler" style="background-color: rgba(255, 255, 255, 0.2);"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607762bc0104ec985bd77c6a_Scheduler%20Icon.svg" loading="lazy" alt="Schedule an Appointment Icon" class="image-3"><div class="timetrade w-embed"><div class="timetrade">Appointments</div>

<style>
.timetrade {
  margin-bottom: 0px;
  margin-left: 0px;
  font-family: montserrat, sans-serif;
  color: currentcolor;
  font-weight: 400;
  </style></div></div></div><div data-w-id="e2b8f72f-2fc4-b2e0-35c5-c6d45a7d984d" class="scheduler-animation-trigger"></div></div></header><section id="About" class="section about wf-section"><div class="about-content w-clearfix"><div><h2 class="heading-2 promise">Informed by history. Inspired by possibility. Driven to Discover.</h2></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607871af6b75842a95f5e73b_about-us-image.webp" loading="lazy" sizes="(max-width: 991px) 85vw, 46vw" srcset="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607871af6b75842a95f5e73b_about-us-image-p-500.webp 500w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607871af6b75842a95f5e73b_about-us-image.webp 724w" alt="Woman using telescope at sunset." class="about-image"><div class="about-copy-wrapper"><p class="paragraph">Spectra Credit Union was founded by scientists at the Naval Research Laboratory. And while we may not explore galaxies or delve into the seas, they still inspire us to stay on a constant journey to find better, faster, stronger solutions to empower your financial well-being.</p><div class="button-pair-left"><a href="/our-story" class="button w-button">Learn More</a><a data-w-id="ee23b688-8ee7-0696-f0a1-376de665ffc2" href="https://spectracu.com/our-story#brand-video" class="video-button w-inline-block"><div data-w-id="5b5c788e-ce7a-dd6a-4c9c-e45c990dd912" class="div-block-62"><div data-w-id="538dc992-69dd-117a-94f1-d454355c57a2" class="html-embed-17 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="auto" height="15" viewBox="0 0 15.715 20">
  <path id="Path_394" data-name="Path 394" d="M1613.467,918.289h0v20l8.451-5.378,7.263-4.622Z" transform="translate(-1613.466 -918.289)" fill="currentcolor"></path>
</svg></div></div><div class="text-block-14">Watch Video</div></a></div></div></div></section><div class="brilliant-solutions-section wf-section"><div class="gray-background"></div><div class="container-default"><div class="flex-justify-center"><h2 class="heading-2 center">Brilliant solutions built for your goals.</h2></div></div><div class="container-default"><div data-delay="4000" data-animation="slide" class="slider w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="true" data-disable-swipe="false" data-w-id="3f80eaf8-79b8-bbb6-eb89-0257dc3a0c02" data-autoplay-limit="0" data-nav-spacing="3" data-duration="800" data-infinite="false" style="opacity: 0;" role="region" aria-label="carousel"><div class="mask w-slider-mask" id="w-slider-mask-0"><div class="slide w-slide" aria-label="1 of 6" role="group" style="transform: translateX(0px); opacity: 1;"><a href="https://spectracu.com/products/mortgages" class="service-wrapper w-inline-block"><div class="gradient-bar" style="width: 0px;"></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607891be68f7122095a86c23_House.svg" loading="lazy" alt="Home Loans Icon" class="slider-icon"><h3>Buy a Home</h3><p class="paragraph">Your house is the backdrop of your memories! Unlock your future today.</p><div class="link-wrapper"><div class="text-link">Apply for Home Loan</div><div class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div><div class="slide w-slide" aria-label="2 of 6" role="group" style="transform: translateX(0px); opacity: 1;"><a href="https://spectracu.com/products/auto-loans" class="service-wrapper w-inline-block"><div class="gradient-bar" style="width: 0px;"></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607895bf0c48f933f998776d_Car.svg" loading="lazy" alt="Auto Loans Icon" class="slider-icon car"><h3>Buy a Car</h3><p class="paragraph">Pick a color, pick a payment! We put you in the driver’s seat.</p><div class="link-wrapper"><div class="text-link">Apply for Auto Loan</div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/60789421d0cb6bf5aba95074_right%20arrow.svg" loading="lazy" alt="Right arrow" class="link-arrow"></div></a></div><div class="slide w-slide" aria-label="3 of 6" role="group" style="transform: translateX(0px); opacity: 1;"><a href="https://spectracu.com/products/credit-cards" class="service-wrapper w-inline-block"><div class="gradient-bar" style="width: 0px;"></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607899d1f4ad6d0755dc9473_Credit%20Card.svg" loading="lazy" alt="Credit Cards Icon" class="slider-icon"><h3>Open a Credit Card</h3><p class="paragraph">Rewards? Cash back? Low rates? Yes, we offer all the options.</p><div class="link-wrapper"><div class="text-link">Request Credit Card</div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/60789421d0cb6bf5aba95074_right%20arrow.svg" loading="lazy" alt="Right arrow" class="link-arrow"></div></a></div><div class="slide w-slide" aria-label="4 of 6" role="group" aria-hidden="true" style="transform: translateX(0px); opacity: 1;"><a href="https://spectracu.com/products/basic-savings#p3" class="service-wrapper w-inline-block" tabindex="-1" aria-hidden="true"><div class="gradient-bar" style="width: 0px;" aria-hidden="true"></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6078acff28657f8b9575356c_Education.svg" loading="lazy" alt="Student Loans Icon" class="slider-icon education" aria-hidden="true"><h3 aria-hidden="true">Save for College</h3><p class="paragraph" aria-hidden="true">Your child’s future is filled with possibilities. Save today for a brighter tomorrow.</p><div class="link-wrapper" aria-hidden="true"><div class="text-link" aria-hidden="true">Start Saving</div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/60789421d0cb6bf5aba95074_right%20arrow.svg" loading="lazy" alt="Right arrow" class="link-arrow" aria-hidden="true"></div></a></div><div class="slide w-slide" aria-label="5 of 6" role="group" aria-hidden="true" style="transform: translateX(0px); opacity: 1;"><a href="https://www2.iraservicecenter.com/rc/default.aspx?OrgNbr=21010" target="_blank" class="service-wrapper w-inline-block ext_link" tabindex="-1" aria-hidden="true"><div class="gradient-bar" style="width: 0px;" aria-hidden="true"></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6078ad1146b89d7944cecf4c_Retirement.svg" loading="lazy" alt="Retirement Icon" class="slider-icon retirement" aria-hidden="true"><h3 aria-hidden="true">Plan for Retirement</h3><p class="paragraph" aria-hidden="true">Dreaming of relaxation? Planning for a third act? We’re here to help.</p><div class="link-wrapper" aria-hidden="true"><div class="text-link" aria-hidden="true">Start Planning</div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/60789421d0cb6bf5aba95074_right%20arrow.svg" loading="lazy" alt="Right arrow" class="link-arrow" aria-hidden="true"></div><div class="gradient-bar" style="width: 0px;" aria-hidden="true"></div></a></div><div class="slide w-slide" aria-label="6 of 6" role="group" aria-hidden="true" style="transform: translateX(0px); opacity: 1;"><a href="https://spectracu.com/products/basic-savings" class="service-wrapper w-inline-block" tabindex="-1" aria-hidden="true"><div class="gradient-bar" style="width: 0px;" aria-hidden="true"></div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6078acf73ecc255a5371da0b_Piggy%20Bank.svg" loading="lazy" alt="Savings Icon" class="slider-icon" aria-hidden="true"><h3 aria-hidden="true">Build Your Savings</h3><p class="paragraph" aria-hidden="true">We offer a range of deposit products to meet your financial needs.</p><div class="link-wrapper" aria-hidden="true"><div class="text-link" aria-hidden="true">Start Saving</div><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/60789421d0cb6bf5aba95074_right%20arrow.svg" loading="lazy" alt="Right arrow" class="link-arrow" aria-hidden="true"></div></a></div><div aria-live="off" aria-atomic="true" class="w-slider-aria-label" data-wf-ignore=""></div></div><div class="left-arrow w-slider-arrow-left" role="button" tabindex="0" aria-controls="w-slider-mask-0" aria-label="previous slide" style="display: none;"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6077615f423da16757612510_Scroll%20Arrow.svg" loading="lazy" alt="Scroll down arrow" class="arrow-icon flipped"></div><div class="right-arrow w-slider-arrow-right" role="button" tabindex="0" aria-controls="w-slider-mask-0" aria-label="next slide"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6077615f423da16757612510_Scroll%20Arrow.svg" loading="lazy" alt="Scroll down arrow" class="arrow-icon"></div><div class="slide-nav w-slider-nav w-round"><div class="w-slider-dot w-active" data-wf-ignore="" aria-label="Show slide 1 of 2" aria-pressed="true" role="button" tabindex="0" style="margin-left: 3px; margin-right: 3px;"></div><div class="w-slider-dot" data-wf-ignore="" aria-label="Show slide 2 of 2" aria-pressed="false" role="button" tabindex="-1" style="margin-left: 3px; margin-right: 3px;"></div></div></div></div><div class="max-width-565"><h3 class="heading-2 small">Need a personalized solution?</h3><p class="paragraph">We've got you covered. Give us a call or fill out our contact form and a representative will get in touch with you as soon as possible.</p><a href="/contact" class="button w-button">Get in Touch</a></div></div><div data-delay="4000" data-animation="slide" class="slider-component w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="false" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true" role="region" aria-label="carousel"><div class="slider-mask w-slider-mask" id="w-slider-mask-1"><div class="slider-slide w-slide" aria-label="1 of 1" role="group" style="transform: translateX(0px); opacity: 1;"><div data-w-id="6ab7dbd8-b0a6-7456-47e1-284dc9753163" class="slider-this-is-copied-to-slide"><div style="background-image:url(&quot;https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de368da3b1c9a4e24639_Spectra_High5_WebBanner_Right.jpg&quot;)" class="special-offer-bg-img"><div class="black-overlay"></div><div class="slider-inner-content"><div class="so-meta-data-block"><div class="text-block-6">Special Offer</div><div class="div-block-49"></div><div class="text-block-6">Certificates</div></div><h2 class="white special-offer-title">We're giving you a high 5</h2><div class="special-offers-subheading">Earn up to 5.22% APY on your deposits</div><div class="spacer vertical-30px"></div><a href="#" class="link-wrapper white w-inline-block w-condition-invisible"><div class="text-link">Learn More</div><div data-w-id="0e2a5f28-a0c2-21a3-5473-2833162dfd94" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></a><a href="/special-offers/high5-checking-certificate-cd-promotion" target="_blank" class="link-wrapper white w-inline-block"><div class="text-link white">Learn More</div><div data-w-id="898ebd14-4ee9-12a4-8c37-2fa441551425" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></a></div></div><div class="mobile-content"><div class="mobile-image-wrapper"><img src="https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner.jpg" loading="lazy" alt="We're giving you a high 5" sizes="100vw" srcset="https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-500.jpg 500w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-800.jpg 800w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-1080.jpg 1080w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-1600.jpg 1600w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner.jpg 1920w" class="image-24"></div><div class="div-block-78"><div class="container-default"><div class="slider-inner-content mobile"><div class="so-meta-data-block"><div class="text-block-6 mobile">Special Offer</div><div class="div-block-49 black"></div><div class="text-block-6 mobile">Certificates</div></div><h2>We're giving you a high 5</h2><div>Earn up to 5.22% APY on your deposits</div><div class="spacer vertical-30px"></div><a href="/special-offers/high5-checking-certificate-cd-promotion" class="link-wrapper w-inline-block"><div class="text-link">Learn More</div><div data-w-id="49acbafe-6264-b444-6d3c-b8280ff4237f" class="link-arrow"><div class="html-embed-3 blue w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></a></div></div></div></div></div></div><div aria-live="off" aria-atomic="true" class="w-slider-aria-label" data-wf-ignore=""></div></div></div><div class="slider-dynamic-wrapper hide w-dyn-list"><div role="list" class="slider-dynamic-list slider-data-feed w-dyn-items"><div role="listitem" class="slider-dynamic-item w-dyn-item"><div data-w-id="6ab7dbd8-b0a6-7456-47e1-284dc9753163" class="slider-this-is-copied-to-slide"><div style="background-image:url(&quot;https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de368da3b1c9a4e24639_Spectra_High5_WebBanner_Right.jpg&quot;)" class="special-offer-bg-img"><div class="black-overlay"></div><div class="slider-inner-content"><div class="so-meta-data-block"><div class="text-block-6">Special Offer</div><div class="div-block-49"></div><div class="text-block-6">Certificates</div></div><h2 class="white special-offer-title">We're giving you a high 5</h2><div class="special-offers-subheading">Earn up to 5.22% APY on your deposits</div><div class="spacer vertical-30px"></div><a href="#" class="link-wrapper white w-inline-block w-condition-invisible"><div class="text-link">Learn More</div><div data-w-id="0e2a5f28-a0c2-21a3-5473-2833162dfd94" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></a><a href="/special-offers/high5-checking-certificate-cd-promotion" target="_blank" class="link-wrapper white w-inline-block"><div class="text-link white">Learn More</div><div data-w-id="898ebd14-4ee9-12a4-8c37-2fa441551425" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></a></div></div><div class="mobile-content"><div class="mobile-image-wrapper"><img src="https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner.jpg" loading="lazy" alt="We're giving you a high 5" sizes="100vw" srcset="https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-500.jpg 500w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-800.jpg 800w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-1080.jpg 1080w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner-p-1600.jpg 1600w, https://assets-global.website-files.com/60799287c99a1a7693761010/63f4de37927363af4206939f_Spectra_High5_WebBanner.jpg 1920w" class="image-24"></div><div class="div-block-78"><div class="container-default"><div class="slider-inner-content mobile"><div class="so-meta-data-block"><div class="text-block-6 mobile">Special Offer</div><div class="div-block-49 black"></div><div class="text-block-6 mobile">Certificates</div></div><h2>We're giving you a high 5</h2><div>Earn up to 5.22% APY on your deposits</div><div class="spacer vertical-30px"></div><a href="/special-offers/high5-checking-certificate-cd-promotion" class="link-wrapper w-inline-block"><div class="text-link">Learn More</div><div data-w-id="49acbafe-6264-b444-6d3c-b8280ff4237f" class="link-arrow"><div class="html-embed-3 blue w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></a></div></div></div></div></div></div></div></div><div class="section black rates wf-section"><div class="container-default"><div class="flex-horizontal-copy"><div class="rates-grid"><div id="w-node-_1d502d1a-e318-13e0-a200-5ef941e2c86a-5312b03d" class="rates-heading-parent"><div class="rates-heading-child"><div class="vertical-gradient-bar"></div><h2 class="rates-title">Featured Rates</h2></div><a href="https://www.spectracu.com/rates/loan-rates" class="button white-outline w-button">View All Rates</a></div><div class="rate-content"><div class="ft-rates-collection w-dyn-list"><div role="list" class="ft-rates-list w-dyn-items"><div role="listitem" class="ft-rate-item w-dyn-item"><a data-w-id="55f62e34-a970-9bc0-0b34-c32850b2f639" href="https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD3T3k8PZ6AnUiUtjOVuzuRxjND5SxgUA81KNgMCJQbwoyJ7_gvM2Ga6unUjpzocv9YNqAaM8Md5MHMvDjXBjK0k6iMxeOjXgORLNoa6CemET" target="_blank" class="ft-rate-wrapper w-inline-block"><div><div class="featured-rate-name">Auto Loan - New Vehicle</div></div><div class="rate-overline">APR* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline w-condition-invisible">Apr* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline w-condition-invisible">Apy* UP TO</div><div class="rate-text">4.70%</div><div class="rate-text w-condition-invisible w-dyn-bind-empty"></div><div class="link-wrapper white justify-center"><div class="text-link white">Apply Now</div><div data-w-id="b4c4f69f-5c89-fffe-3454-f8ed287204e8" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></div></a></div><div role="listitem" class="ft-rate-item w-dyn-item"><a data-w-id="55f62e34-a970-9bc0-0b34-c32850b2f639" href="https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD3T3k8PZ6AnUiUtjOVuzuRxjND5SxgUA81KNgMCJQbwoyJ7_gvM2Ga6unUjpzocv9YNqAaM8Md5MHMvDjXBjK0k6iMxeOjXgORLNoa6CemET" target="_blank" class="ft-rate-wrapper w-inline-block"><div><div class="featured-rate-name">Club Accounts</div></div><div class="rate-overline w-condition-invisible">APR* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline w-condition-invisible">Apr* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline">Apy* UP TO</div><div class="rate-text">0.05%</div><div class="rate-text w-condition-invisible">0.05%</div><div class="link-wrapper white justify-center"><div class="text-link white">Apply Now</div><div data-w-id="b4c4f69f-5c89-fffe-3454-f8ed287204e8" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></div></a></div><div role="listitem" class="ft-rate-item w-dyn-item"><a data-w-id="55f62e34-a970-9bc0-0b34-c32850b2f639" href="https://spectracu.mortgagewebcenter.com/applynow" target="_blank" class="ft-rate-wrapper w-inline-block"><div><div class="featured-rate-name">Fixed Home Equity Loan</div></div><div class="rate-overline w-condition-invisible">APR* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline">Apr* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline w-condition-invisible">Apy* UP TO</div><div class="rate-text w-condition-invisible">9.75%</div><div class="rate-text">9.75%</div><div class="link-wrapper white justify-center"><div class="text-link white">Apply Now</div><div data-w-id="b4c4f69f-5c89-fffe-3454-f8ed287204e8" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></div></a></div><div role="listitem" class="ft-rate-item w-dyn-item"><a data-w-id="55f62e34-a970-9bc0-0b34-c32850b2f639" href="https://www.spectracu.com/products/personal-loans#p4" target="_blank" class="ft-rate-wrapper w-inline-block"><div><div class="featured-rate-name">Home Improvement Loan</div></div><div class="rate-overline">APR* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline w-condition-invisible">Apr* AS&nbsp;LOW&nbsp;AS</div><div class="rate-overline w-condition-invisible">Apy* UP TO</div><div class="rate-text">11.25%</div><div class="rate-text w-condition-invisible w-dyn-bind-empty"></div><div class="link-wrapper white justify-center"><div class="text-link white">Apply Now</div><div data-w-id="b4c4f69f-5c89-fffe-3454-f8ed287204e8" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></div></a></div></div></div></div></div></div></div><div class="div-block-72"><div class="legal white">*APR = Annual Percentage Rate. *APY = Annual Percentage Yield</div></div></div><div class="_50-50-grid-section wf-section"><div class="div-block-16"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079a38f38e88c66c1032461_MortgageOptions_image.webp" loading="lazy" sizes="(max-width: 991px) 100vw, 50vw" srcset="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079a38f38e88c66c1032461_MortgageOptions_image-p-500.webp 500w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079a38f38e88c66c1032461_MortgageOptions_image.webp 720w" alt="House" class="_50-image"><div class="div-block-17"><div class="container-extra-small-481px"><h2 class="heading-2">Choose from our array of Mortgage options.</h2><p class="mg-bottom-30">Whether you’re buying a home for the first time, relocating to the area, downsizing for retirement or upgrading for the family, we offer mortgages for every stage of life.</p><a href="https://spectracu.com/products/mortgages" class="button w-button">Learn More</a></div></div></div></div><div class="section credit-card wf-section"><div class="div-block-13"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079d256813a44571047659c_Gradient%20S%402x.jpg" loading="lazy" sizes="(max-width: 479px) 100vw, (max-width: 3180px) 50vw, 1590px" srcset="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079d256813a44571047659c_Gradient%20S%402x-p-500.jpeg 500w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079d256813a44571047659c_Gradient%20S%402x-p-800.jpeg 800w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079d256813a44571047659c_Gradient%20S%402x-p-1080.jpeg 1080w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/6079d256813a44571047659c_Gradient%20S%402x.jpg 1590w" alt=""></div><div class="container-default"><div class="credit-card-grid"><div id="w-node-e1cc0c34-8d85-292c-f85d-b420a1532117-5312b03d" class="cc-content-wrapper"><div class="container-extra-small-481px"><h2 class="heading-2">Personal and business cards designed with you in mind.</h2><p class="paragraph">Pick a card, any card! Choose from a range of options from low rate to cash back to rewards and more.</p><a href="https://creditcardlearnmore.com/11t3/index?ecdma-lc=29489&amp;ecid=FI_28694" target="_blank" class="button w-button ext_link">Open Account</a></div></div><div id="w-node-f75670d1-d500-58c9-f516-f2f0bda9a766-5312b03d" class="credit-card-container"><div class="cc-gradient-wrapper"></div><div data-w-id="65e387c5-82fd-29d0-b766-d40e31c8ad4e" class="cc-image-wrapper" style="will-change: transform; transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/61522977ddf5df52656a9506_SpectraCreditCard%402x.png" loading="lazy" sizes="(max-width: 479px) 100vw, (max-width: 991px) 85vw, (max-width: 1439px) 38vw, 550px" srcset="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/61522977ddf5df52656a9506_SpectraCreditCard%402x-p-500.png 500w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/61522977ddf5df52656a9506_SpectraCreditCard%402x.png 594w" alt="Spectra Credit Union Debit Card" class="credit-card"><div class="credit-card-highlight" style="will-change: transform; transform: translate3d(25%, 0%, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;"></div></div></div></div></div></div><div class="csr-section wf-section"><a data-w-id="e70ced0b-de5d-c5b5-b26d-5d39f8d61808" href="/community-outreach" class="csr-image w-inline-block"><div class="container-default"><div class="max-width-500"><div class="overline">Corporate Social Responsibility</div><h2 class="heading-1 white mg-bottom-30">How we're making an impact</h2><div class="link-wrapper white"><div class="text-link white">Learn More</div><div data-w-id="5bbf8760-e5c6-cfcf-1f89-6fde4413f73f" class="link-arrow"><div class="html-embed-3 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="currentcolor"></path>
</svg></div></div></div><div class="spacer"></div></div></div></a></div><div class="section wf-section"><div class="container-default"><div class="flex-center vertical"><h2 class="heading-2 center">News &amp; Events</h2><p class="max-width-500">We walk the walk! We give the talks! We’re out and about in our community.</p><div class="div-block-89"><div class="w-dyn-list"><div role="list" class="new-news-grid w-dyn-items"><div role="listitem" class="w-dyn-item"><a data-w-id="1b4a65b8-48b6-a2e8-2f7d-4214fb608de6" href="/news-events-articles/2023-nominees-for-board-of-directors" class="new-news-block w-inline-block"><div class="gradient-bar _3px" style="width: 0px;"></div><div class="news-post-details-wrapper"><div style="background-color:hsla(3.5999999999999988, 55.76%, 54.79%, 1.00)" class="news-category-label">News</div><div class="spacer line"></div><div class="date-flex"><div class="post-date">Posted:</div><div class="post-date">Feb 21, 2023</div></div><div class="date-flex w-condition-invisible"><div class="post-date">Starts</div><div class="post-date w-dyn-bind-empty"></div></div></div><div><h3 class="larger black-text">2023 Nominees for Board of Directors</h3><div class="article-source w-condition-invisible w-dyn-bind-empty"></div></div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d5" class="link-wrapper mg-top-30"><div class="text-link">Read More</div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8" class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div><div role="listitem" class="w-dyn-item"><a data-w-id="1b4a65b8-48b6-a2e8-2f7d-4214fb608de6" href="/news-events-articles/three-transitions-to-retirement-3" class="new-news-block w-inline-block"><div class="gradient-bar _3px" style="width: 0px;"></div><div class="news-post-details-wrapper"><div class="news-category-label">Webinar</div><div class="spacer line"></div><div class="date-flex w-condition-invisible"><div class="post-date">Posted:</div><div class="post-date">Feb 14, 2023</div></div><div class="date-flex"><div class="post-date">Starts</div><div class="post-date">Feb 28, 2023</div></div></div><div><h3 class="larger black-text">Three Transitions To Retirement</h3><div class="article-source w-condition-invisible w-dyn-bind-empty"></div></div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d5" class="link-wrapper mg-top-30"><div class="text-link">Read More</div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8" class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div><div role="listitem" class="w-dyn-item"><a data-w-id="1b4a65b8-48b6-a2e8-2f7d-4214fb608de6" href="/news-events-articles/black-history-month-book-drive-2023" class="new-news-block w-inline-block"><div class="gradient-bar _3px" style="width: 0px;"></div><div class="news-post-details-wrapper"><div style="background-color:hsla(176.71232876712327, 60.83%, 31.09%, 1.00)" class="news-category-label">Events</div><div class="spacer line"></div><div class="date-flex w-condition-invisible"><div class="post-date">Posted:</div><div class="post-date">Feb 13, 2023</div></div><div class="date-flex"><div class="post-date">Starts</div><div class="post-date">Feb 13, 2023</div></div></div><div><h3 class="larger black-text">Black History Month Book Drive Plus Meet Iris!</h3><div class="article-source w-condition-invisible w-dyn-bind-empty"></div></div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d5" class="link-wrapper mg-top-30"><div class="text-link">Read More</div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8" class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div><div role="listitem" class="w-dyn-item"><a data-w-id="1b4a65b8-48b6-a2e8-2f7d-4214fb608de6" href="/news-events-articles/save-money-ace-tax-season" class="new-news-block w-inline-block"><div class="gradient-bar _3px" style="width: 0px;"></div><div class="news-post-details-wrapper"><div style="background-color:hsla(3.5999999999999988, 55.76%, 54.79%, 1.00)" class="news-category-label">News</div><div class="spacer line"></div><div class="date-flex"><div class="post-date">Posted:</div><div class="post-date">Jan 5, 2023</div></div><div class="date-flex w-condition-invisible"><div class="post-date">Starts</div><div class="post-date w-dyn-bind-empty"></div></div></div><div><h3 class="larger black-text">Save Money. Ace Tax Season.</h3><div class="article-source w-condition-invisible w-dyn-bind-empty"></div></div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d5" class="link-wrapper mg-top-30"><div class="text-link">Read More</div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8" class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div><div role="listitem" class="w-dyn-item"><a data-w-id="1b4a65b8-48b6-a2e8-2f7d-4214fb608de6" href="/news-events-articles/introducing-brilliant-kids-savings-account-club" class="new-news-block w-inline-block"><div class="gradient-bar _3px" style="width: 0px;"></div><div class="news-post-details-wrapper"><div style="background-color:hsla(3.5999999999999988, 55.76%, 54.79%, 1.00)" class="news-category-label">News</div><div class="spacer line"></div><div class="date-flex"><div class="post-date">Posted:</div><div class="post-date">Jan 4, 2023</div></div><div class="date-flex w-condition-invisible"><div class="post-date">Starts</div><div class="post-date w-dyn-bind-empty"></div></div></div><div><h3 class="larger black-text">Introducing Brilliant Kids Savings</h3><div class="article-source w-condition-invisible w-dyn-bind-empty"></div></div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d5" class="link-wrapper mg-top-30"><div class="text-link">Read More</div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8" class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div><div role="listitem" class="w-dyn-item"><a data-w-id="1b4a65b8-48b6-a2e8-2f7d-4214fb608de6" href="/news-events-articles/luminaries-dei-winner" class="new-news-block w-inline-block"><div class="gradient-bar _3px" style="width: 0px;"></div><div class="news-post-details-wrapper"><div style="background-color:hsla(3.5999999999999988, 55.76%, 54.79%, 1.00)" class="news-category-label">News</div><div class="spacer line"></div><div class="date-flex"><div class="post-date">Posted:</div><div class="post-date">Nov 16, 2022</div></div><div class="date-flex w-condition-invisible"><div class="post-date">Starts</div><div class="post-date w-dyn-bind-empty"></div></div></div><div><h3 class="larger black-text">Luminaries DEI Winner</h3><div class="article-source w-condition-invisible w-dyn-bind-empty"></div></div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d5" class="link-wrapper mg-top-30"><div class="text-link">Read More</div><div data-w-id="fcd3c41f-f5dd-8974-dbaa-e8fbcfa697d8" class="link-arrow"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="11.967" viewBox="0 0 24 11.967">
  <path id="Path_332" data-name="Path 332" d="M2620.526,394.282l-1.087,1.054,4.311,4.181h-21.041v1.5h21.041l-4.321,4.18,1.1,1.055,6.183-5.983Z" transform="translate(-2602.709 -394.282)" fill="#25828d"></path>
</svg></div></div></div></a></div></div></div></div><a href="/news-events" class="button w-button">View All</a></div></div></div><div class="speedbump hide div-block-63"><div class="speedbump-popup"><div class="speedbump-content"><h2 class="speedbump-heading">You are about to leave our secure website.</h2><p class="speedbump-text">Spectra CU is not responsible for the overall website content, security, or privacy policies on third-party sites. This is just a kind reminder to consult their policies for more information.</p><div class="button-pair"><a href="#" class="button w-button">Continue</a><div><span class="button close">Cancel</span></div></div></div><div class="speedbump-close-button"><div class="close-line"></div><div class="close-line-reverse"></div></div></div></div><div class="footer wf-section"><div class="cta-wrapper"><div class="container-default"><div class="cta-content"><h2 class="cta-heading">Ready to build a more vibrant future?</h2><div class="button-wrapper-grid"><a href="https://app.loanspq.com/apply.aspx?lenderref=nrlfcu01182015&amp;list=plvlxasast" target="_blank" class="button white w-button">Open Account</a><div data-hover="true" data-delay="0" class="w-dropdown"><div class="button white-outline w-dropdown-toggle" id="w-dropdown-toggle-8" aria-controls="w-dropdown-list-8" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="icon-3 w-icon-dropdown-toggle" aria-hidden="true"></div><div>Apply for Loan</div></div><nav class="left w-dropdown-list" id="w-dropdown-list-8" aria-labelledby="w-dropdown-toggle-8"><a href="https://app.loanspq.com/apply.aspx?lenderref=nrlfcu01182015&amp;list=plvlxasast" target="_blank" class="nav-button-drpdwn-link left w-dropdown-link" tabindex="0">Consumer</a><a href="https://www.dblc.app/LucroInstitution/InstitutionHomepage.aspx?InstitutionToken=e1d9ee9e" target="_blank" class="nav-button-drpdwn-link left w-dropdown-link" tabindex="0">Business</a><a href="https://spectracu.mortgagewebcenter.com/applynow" target="_blank" class="nav-button-drpdwn-link left w-dropdown-link" tabindex="0">Mortgage</a></nav></div></div></div></div></div><div class="gradient-wrapper"><div class="gradient-bar"></div></div><div class="footer-bottom"><div class="container-default"><div class="footer-grid"><div><a href="/" aria-current="page" class="logo-wrapper w-inline-block w--current"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/607746d154d5d3206ebd5d25_Spectra_Logo_Color_H_W-01.svg" loading="lazy" alt="Spectra Logo"></a><p class="footer-text">5440 Cherokee Ave, Ste 200<br>Alexandria, VA 22312-2321</p><div class="phone-number-wrapper"><a href="tel:3018398400" class="phone-number">(301) 839-8400</a><div class="spacer line white"></div><a href="tel:800.526.6661" class="phone-number">(800) 526-6661</a></div><div class="text-block-2">Routing/ABA # 254075043<br>NMLS#&nbsp;491160</div></div><div id="w-node-cd86fb69-bd94-098c-559d-2ba6703493f1-703493d2" class="global-nav-column"><div class="footer-header">Products</div><a href="https://spectracu.com/products/free-checking" class="footer-text link">Free Checking</a><a href="https://www.spectracu.com/products/basic-savings" class="footer-text link">Savings</a><a href="https://spectracu.com/products/mortgages" class="footer-text link">Mortgages</a><a href="https://spectracu.com/products/home-equity" class="footer-text link">Home Equity</a><a href="https://spectracu.com/products/auto-loans" class="footer-text link">Auto Loans</a></div><div class="mob-footer-drop-downs-wrapper"><div data-hover="false" data-delay="0" class="footer-dropdown w-dropdown"><div class="toggle w-dropdown-toggle" id="w-dropdown-toggle-9" aria-controls="w-dropdown-list-9" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="div-block-39"><div class="text-block-5">Products</div><div class="drop-icon w-icon-dropdown-toggle" aria-hidden="true"></div></div></div><nav class="dropdown-list w-dropdown-list" id="w-dropdown-list-9" aria-labelledby="w-dropdown-toggle-9"><a href="https://spectracu.com/products/free-checking" class="footer-drop-link w-dropdown-link" tabindex="0">Free Checking</a><a href="https://spectracu.com/products/basic-savings" class="footer-drop-link w-dropdown-link" tabindex="0">Basic Savings</a><a href="https://spectracu.com/products/mortgages" class="footer-drop-link w-dropdown-link" tabindex="0">Mortgages</a><a href="https://spectracu.com/products/home-equity" class="footer-drop-link w-dropdown-link" tabindex="0">Home Equity</a><a href="https://spectracu.com/products/auto-loans" class="footer-drop-link w-dropdown-link" tabindex="0">Auto</a></nav></div><div data-hover="false" data-delay="0" class="footer-dropdown w-dropdown"><div data-w-id="cd86fb69-bd94-098c-559d-2ba670349411" class="toggle w-dropdown-toggle" id="w-dropdown-toggle-10" aria-controls="w-dropdown-list-10" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="div-block-39"><div class="text-block-5">Convenience</div><div class="drop-icon w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div></div><nav class="dropdown-list w-dropdown-list" id="w-dropdown-list-10" aria-labelledby="w-dropdown-toggle-10"><a href="https://spectracu.com/products/eservices" class="footer-drop-link w-dropdown-link" tabindex="0">eServices</a><a href="/card-travel-notifications" class="footer-drop-link w-dropdown-link" tabindex="0">Card Travel Notifications</a><a href="https://www04.timetrade.com/app/nrlfedcu/workflows/WFnrlfedcu001/schedule/appointment-type-group?wfsid=16a5bc08-baba97f6-c5aaaaaa-baba97f6-00000002-t2k9i5n62smemom8ccaitienfpmaoc8k&amp;fs=1" class="footer-drop-link w-dropdown-link" tabindex="0">Schedule an Appointment</a></nav></div><div data-hover="false" data-delay="0" class="footer-dropdown w-dropdown"><div data-w-id="cd86fb69-bd94-098c-559d-2ba670349422" class="toggle w-dropdown-toggle" id="w-dropdown-toggle-11" aria-controls="w-dropdown-list-11" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="div-block-39"><div class="text-block-5">About</div><div class="drop-icon w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div></div><nav class="dropdown-list w-dropdown-list" id="w-dropdown-list-11" aria-labelledby="w-dropdown-toggle-11"><a href="/contact" class="footer-drop-link w-dropdown-link" tabindex="0">Contact Us</a><a href="/our-story" class="footer-drop-link w-dropdown-link" tabindex="0">Our Story</a><a href="/news-events" class="footer-drop-link w-dropdown-link" tabindex="0">News &amp;&nbsp;Events</a><a href="/careers" class="footer-drop-link w-dropdown-link" tabindex="0">Careers</a><a href="/tags/awards" class="footer-drop-link w-dropdown-link" tabindex="0">Awards</a><a href="/tags/press-releases" class="footer-drop-link w-dropdown-link" tabindex="0">Press</a></nav></div><div data-hover="false" data-delay="0" class="footer-dropdown w-dropdown"><div data-w-id="cd86fb69-bd94-098c-559d-2ba670349433" class="toggle w-dropdown-toggle" id="w-dropdown-toggle-12" aria-controls="w-dropdown-list-12" aria-haspopup="menu" aria-expanded="false" role="button" tabindex="0"><div class="div-block-39"><div class="text-block-5">Other</div><div class="drop-icon w-icon-dropdown-toggle" style="transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg); transform-style: preserve-3d;" aria-hidden="true"></div></div></div><nav class="dropdown-list w-dropdown-list" id="w-dropdown-list-12" aria-labelledby="w-dropdown-toggle-12"><a href="https://assets.website-files.com/6076fda1d539fa48c412b03b/6258581f4f1e63c6dc6f4ae5_New%20Member%20Booklet.2022.01.18.pdf" target="_blank" class="footer-drop-link w-dropdown-link" tabindex="0">Privacy Policy &amp;&nbsp;Disclosures</a><a href="https://assets.website-files.com/6076fda1d539fa48c412b03b/6351ae637812da7c9b0f5af3_In%20Branch%20MLO%20Listing.2022.10.20.pdf" target="_blank" class="footer-drop-link w-dropdown-link" tabindex="0">SAFE&nbsp;Act &amp;&nbsp;NMLS&nbsp;Numbers</a><a href="/accessibility-statement" class="footer-drop-link w-dropdown-link" tabindex="0">Accessibility</a></nav></div></div><div class="global-nav-column"><div class="footer-header">Convenience</div><a href="/contact" class="footer-text link">Contact Us</a><a href="https://spectracu.com/products/eservices" class="footer-text link">eServices</a><a href="https://www04.timetrade.com/app/nrlfedcu/workflows/WFnrlfedcu001/schedule/appointment-type-group?wfsid=16a5bc08-baba97f6-c5aaaaaa-baba97f6-00000002-t2k9i5n62smemom8ccaitienfpmaoc8k&amp;fs=1" class="footer-text link">Schedule an Appointment</a><a href="/card-travel-notifications" class="footer-text link">Card Travel Notifications</a></div><div class="global-nav-column"><div class="footer-header">About</div><a href="/our-story" class="footer-text link">Our Story</a><a href="/news-events" class="footer-text link">News &amp;&nbsp;Events</a><a href="/careers" class="footer-text link">Careers</a><a href="/tags/awards" class="footer-text link">Awards</a><a href="/tags/press-releases" class="footer-text link">Press</a></div><div class="global-nav-column"><div class="footer-header">Other</div><a href="https://assets.website-files.com/6076fda1d539fa48c412b03b/6258581f4f1e63c6dc6f4ae5_New%20Member%20Booklet.2022.01.18.pdf" target="_blank" class="footer-text link">Privacy Policy<br>&amp;&nbsp;Disclosures</a><a href="https://assets.website-files.com/6076fda1d539fa48c412b03b/63da73f8f822440ea44b1e49_In%20Branch%20MLO%20Listing.2023.01.31.pdf" target="_blank" class="footer-text link">SAFE&nbsp;Act &amp;&nbsp;NMLS Numbers<br></a><a href="/accessibility-statement" class="footer-text link">Accessibility</a></div><div><div class="footer-header mg-left-16">Follow us</div><div class="social-media-wrapper mg-bottom-20"><a href="https://www.facebook.com/SpectraCU/" target="_blank" class="social-icon-wrapper w-inline-block ext_link"><div class="social-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="10.124" height="18" viewBox="0 0 10.124 18" alt="facebook">
  <g id="Group_1330" data-name="Group 1330" transform="translate(-6360.502 -4531.749)">
    <path id="Facebook" d="M904.432,391.892v2.478h-2.188v3.03h2.188v9.005h4.5V397.4h3.016s.282-1.453.419-3.042h-3.419v-2.072c0-.309.49-.726.975-.726h2.449v-3.155h-3.33C904.321,388.406,904.432,391.439,904.432,391.892Z" transform="translate(5458.258 4143.343)" fill="currentcolor"></path>
  </g>
</svg></div><div class="social-icon-outline"></div></a><a href="https://www.instagram.com/spectracu/" target="_blank" class="social-icon-wrapper w-inline-block ext_link"><div class="social-icon-outline"></div><div class="html-embed-4 w-embed"><svg id="qx3hxs.tif" xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" alt="instagram">
  <g id="Group_49" data-name="Group 49">
    <path id="Path_17" data-name="Path 17" d="M1566.638,543h-8.79c-.184-.029-.37-.049-.551-.089a4.905,4.905,0,0,1-3.907-3.708c-.073-.263-.1-.538-.147-.808v-8.789c.029-.184.049-.37.089-.551a4.906,4.906,0,0,1,3.709-3.907c.263-.073.538-.1.807-.147h8.79c.184.029.37.049.551.089a4.9,4.9,0,0,1,3.906,3.709c.073.263.1.538.148.807v8.789c-.029.184-.048.37-.089.551a4.906,4.906,0,0,1-3.709,3.907C1567.183,542.926,1566.907,542.952,1566.638,543Zm-4.412-1.6q1.96,0,3.919,0a3.583,3.583,0,0,0,1.21-.181,3.369,3.369,0,0,0,2.293-3.3c0-2.613.008-5.225-.008-7.838a3.858,3.858,0,0,0-.181-1.189,3.328,3.328,0,0,0-3.287-2.3c-2.619,0-5.237-.008-7.856.007a3.81,3.81,0,0,0-1.172.18,3.322,3.322,0,0,0-2.3,3.267q-.01,3.954,0,7.908a3.326,3.326,0,0,0,1.421,2.817,3.381,3.381,0,0,0,2.063.629Q1560.275,541.4,1562.225,541.4Z" transform="translate(-1553.243 -525)" fill="currentcolor"></path>
    <path id="Path_18" data-name="Path 18" d="M1686.574,653.69a4.639,4.639,0,1,1-4.645-4.637A4.658,4.658,0,0,1,1686.574,653.69Zm-1.6.005a3.038,3.038,0,1,0-3.042,3.035A3.042,3.042,0,0,0,1684.974,653.7Z" transform="translate(-1672.935 -644.692)" fill="currentcolor"></path>
    <path id="Path_19" data-name="Path 19" d="M1914.583,610.727a1.166,1.166,0,1,1-1.2,1.148A1.172,1.172,0,0,1,1914.583,610.727Z" transform="translate(-1900.724 -607.713)" fill="currentcolor"></path>
  </g>
</svg></div></a><a href="https://www.linkedin.com/company/spectracu/" target="_blank" class="social-icon-wrapper w-inline-block ext_link"><div class="html-embed-7 w-embed"><svg id="Group_1329" data-name="Group 1329" xmlns="http://www.w3.org/2000/svg" width="20.7" height="18" viewBox="0 0 20.7 18" alt="linkedin">
  <g id="Group_48" data-name="Group 48" transform="translate(0)">
    <path id="LinkedIn" d="M58.946,881.036V888H54.51v-6.5c0-1.632-.642-2.746-2.248-2.746a2.416,2.416,0,0,0-2.277,1.477,2.537,2.537,0,0,0-.147.984V888H45.4s.06-11.005,0-12.145h4.438v1.722c-.009.013-.021.027-.029.039h.029v-.039a4.489,4.489,0,0,1,4-2.007C56.757,875.569,58.946,877.305,58.946,881.036ZM40.758,870a2.129,2.129,0,1,0-.059,4.2h.03a2.13,2.13,0,1,0,.029-4.2ZM38.51,888h4.436V875.855H38.51Z" transform="translate(-38.246 -870)" fill="currentcolor"></path>
  </g>
</svg></div><div class="social-icon-outline"></div></a></div><div class="footer-header mg-left-16">Download mobile app</div><div class="download-app-wrapper"><a href="https://apps.apple.com/us/app/nrlfcu-mobile-banking/id515436410" target="_blank" class="download-app-button w-inline-block ext_link"><div class="html-embed-8 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="auto" height="30" viewBox="0 0 119.664 40" alt="Download on the App Store">
  <g id="Group_1341" data-name="Group 1341" transform="translate(-0.15 -53.43)">
    <g id="_Group_4" data-name=" Group 4">
      <g id="Group_1338" data-name="Group 1338">
        <path id="Path_351" data-name="Path 351" d="M37.977,62.161A2.638,2.638,0,0,1,40.8,64.605a2.594,2.594,0,0,1-.014.521c0,1.906-1.03,3-2.807,3H35.821V62.161Zm-1.229,5.123h1.125a1.877,1.877,0,0,0,1.985-1.761,1.9,1.9,0,0,0-.017-.385,1.881,1.881,0,0,0-1.608-2.119,1.806,1.806,0,0,0-.36-.015H36.748Z" fill="#fff"></path>
        <path id="Path_352" data-name="Path 352" d="M41.831,65.874a2.133,2.133,0,1,1,0,.414A2.2,2.2,0,0,1,41.831,65.874Zm3.333,0c0-.976-.438-1.547-1.208-1.547s-1.207.571-1.207,1.547.435,1.55,1.207,1.55,1.208-.57,1.208-1.55Z" fill="#fff"></path>
        <path id="Path_353" data-name="Path 353" d="M51.724,68.128H50.8l-.931-3.317H49.8l-.927,3.317h-.913l-1.241-4.5h.9l.807,3.436h.066l.926-3.436h.853l.925,3.436h.071l.8-3.436h.889Z" fill="#fff"></path>
        <path id="Path_354" data-name="Path 354" d="M54,63.625h.855v.715h.067a1.346,1.346,0,0,1,1.344-.8,1.462,1.462,0,0,1,1.558,1.674v2.915h-.889V65.436c0-.724-.314-1.084-.971-1.084a1.033,1.033,0,0,0-1.08.984.916.916,0,0,0,.005.157v2.635H54Z" fill="#fff"></path>
        <path id="Path_355" data-name="Path 355" d="M59.244,61.867h.889v6.26h-.889Z" fill="#fff"></path>
        <path id="Path_356" data-name="Path 356" d="M61.368,65.874a2.134,2.134,0,1,1,0,.413A2.192,2.192,0,0,1,61.368,65.874Zm3.333,0c0-.976-.438-1.547-1.208-1.547s-1.207.571-1.207,1.547.435,1.55,1.207,1.55S64.7,66.854,64.7,65.874Z" fill="#fff"></path>
        <path id="Path_357" data-name="Path 357" d="M66.551,66.854c0-.81.6-1.278,1.675-1.344l1.22-.07v-.389c0-.476-.315-.744-.922-.744-.5,0-.84.182-.939.5h-.86c.091-.773.818-1.269,1.84-1.269,1.129,0,1.766.562,1.766,1.513v3.077h-.856V67.5H69.4a1.516,1.516,0,0,1-1.353.707,1.36,1.36,0,0,1-1.493-1.213A1.223,1.223,0,0,1,66.551,66.854Zm2.895-.385v-.376l-1.1.07c-.62.042-.9.253-.9.65s.351.641.835.641a1.062,1.062,0,0,0,1.163-.95Z" fill="#fff"></path>
        <path id="Path_358" data-name="Path 358" d="M71.5,65.874c0-1.423.731-2.324,1.869-2.324a1.484,1.484,0,0,1,1.381.79h.066V61.867H75.7v6.26h-.852v-.711h-.07a1.566,1.566,0,0,1-1.414.786C72.222,68.2,71.5,67.3,71.5,65.874Zm.918,0c0,.955.45,1.53,1.2,1.53s1.212-.583,1.212-1.526-.468-1.53-1.212-1.53-1.2.579-1.2,1.526Z" fill="#fff"></path>
        <path id="Path_359" data-name="Path 359" d="M79.38,65.874a2.133,2.133,0,1,1,0,.414A2.2,2.2,0,0,1,79.38,65.874Zm3.333,0c0-.976-.438-1.547-1.208-1.547S80.3,64.9,80.3,65.874s.435,1.55,1.207,1.55S82.713,66.854,82.713,65.874Z" fill="#fff"></path>
        <path id="Path_360" data-name="Path 360" d="M84.82,63.625h.855v.715h.067a1.346,1.346,0,0,1,1.343-.8,1.463,1.463,0,0,1,1.559,1.674v2.915h-.889V65.436c0-.724-.314-1.084-.971-1.084a1.033,1.033,0,0,0-1.08.984.916.916,0,0,0,0,.157v2.635H84.82Z" fill="#fff"></path>
        <path id="Path_361" data-name="Path 361" d="M93.666,62.5v1.142h.975v.749h-.975v2.315c0,.472.194.678.636.678a2.938,2.938,0,0,0,.339-.02v.74a2.791,2.791,0,0,1-.483.045c-.989,0-1.382-.347-1.382-1.215V64.394h-.715v-.749h.715V62.5Z" fill="#fff"></path>
        <path id="Path_362" data-name="Path 362" d="M95.855,61.867h.881v2.481h.07a1.384,1.384,0,0,1,1.373-.806,1.483,1.483,0,0,1,1.562,1.4,1.519,1.519,0,0,1-.011.278v2.908h-.89V65.44c0-.72-.335-1.084-.962-1.084a1.052,1.052,0,0,0-1.135.962.984.984,0,0,0,0,.18v2.629h-.889Z" fill="#fff"></path>
        <path id="Path_363" data-name="Path 363" d="M104.912,66.912a1.828,1.828,0,0,1-1.952,1.3,2.045,2.045,0,0,1-2.1-1.99,2.148,2.148,0,0,1,2.1-2.686c1.253,0,2.008.856,2.008,2.27v.31h-3.179v.05a1.189,1.189,0,0,0,1.086,1.285,1.057,1.057,0,0,0,.113,0,1.08,1.08,0,0,0,1.071-.546Zm-3.126-1.451h2.274a1.086,1.086,0,0,0-1-1.164.921.921,0,0,0-.1,0,1.152,1.152,0,0,0-1.166,1.137v.03Z" fill="#fff"></path>
      </g>
    </g>
    <g id="Group_1340" data-name="Group 1340">
      <path id="Path_364" data-name="Path 364" d="M51.5,74.777a3.213,3.213,0,0,0-2.883,1.6H48.58V74.872h-1.8V86.921H48.64V82.437h.043a3.07,3.07,0,0,0,2.848,1.584c2.273,0,3.779-1.808,3.779-4.622S53.795,74.777,51.5,74.777Zm-.49,7.668c-1.42,0-2.375-1.221-2.375-3.046,0-1.807.955-3.038,2.375-3.038,1.445,0,2.392,1.205,2.392,3.038C53.4,81.249,52.452,82.445,51.007,82.445Z" fill="#fff"></path>
      <g id="Group_1339" data-name="Group 1339">
        <path id="Path_365" data-name="Path 365" d="M75.878,76.912l-1.368-.336c-1.6-.395-2.255-.912-2.255-1.79,0-1.1,1.025-1.858,2.522-1.858s2.521.748,2.634,1.987h1.876c-.061-2.143-1.86-3.614-4.485-3.614-2.65,0-4.517,1.471-4.517,3.614,0,1.731,1.058,2.8,3.339,3.348l1.609.387c1.609.4,2.289.973,2.289,1.937,0,1.11-1.127,1.919-2.693,1.919-1.635,0-2.831-.809-2.969-2.04h-1.9c.12,2.246,1.979,3.667,4.733,3.667,2.943,0,4.793-1.455,4.793-3.779C79.484,78.538,78.426,77.515,75.878,76.912Z" fill="#fff"></path>
        <path id="Path_366" data-name="Path 366" d="M23.466,61.277A5.149,5.149,0,0,0,20.13,63a4.818,4.818,0,0,0-1.189,3.5,4.266,4.266,0,0,0,3.366-1.591A5.077,5.077,0,0,0,23.466,61.277Z" fill="#fff"></path>
        <path id="Path_367" data-name="Path 367" d="M25.147,73.319A5.148,5.148,0,0,1,27.6,69a5.27,5.27,0,0,0-4.151-2.243C21.7,66.574,20.008,67.8,19.118,67.8c-.907,0-2.277-1.027-3.752-1a5.53,5.53,0,0,0-4.652,2.837c-2.011,3.482-.511,8.6,1.416,11.414.964,1.378,2.09,2.918,3.564,2.863,1.443-.06,1.981-.92,3.723-.92,1.724,0,2.23.92,3.734.885C24.7,83.86,25.674,82.5,26.6,81.11a11.433,11.433,0,0,0,1.579-3.216A4.974,4.974,0,0,1,25.147,73.319Z" fill="#fff"></path>
        <path id="Path_368" data-name="Path 368" d="M119.807,61.874c0-.307,0-.614,0-.921a13.44,13.44,0,0,0-.186-2,6.613,6.613,0,0,0-.619-1.9,6.465,6.465,0,0,0-2.8-2.8,6.754,6.754,0,0,0-1.908-.627,13.143,13.143,0,0,0-2-.177c-.305-.005-.617-.01-.922-.012-.359,0-.724,0-1.084,0H9.685c-.367,0-.729,0-1.1,0-.306,0-.61.008-.919.012a13.206,13.206,0,0,0-2,.177,6.672,6.672,0,0,0-1.9.627,6.436,6.436,0,0,0-1.619,1.179A6.254,6.254,0,0,0,.97,57.048a6.6,6.6,0,0,0-.625,1.9,12.92,12.92,0,0,0-.179,2c-.01.307-.011.614-.016.921V84.988c0,.311.006.612.016.922a12.92,12.92,0,0,0,.179,2,6.591,6.591,0,0,0,.625,1.9,6.207,6.207,0,0,0,1.178,1.615,6.244,6.244,0,0,0,1.619,1.178,6.681,6.681,0,0,0,1.9.631,13.468,13.468,0,0,0,2,.177c.309.007.613.011.919.011.366,0,.728,0,1.1,0h100.6c.36,0,.725,0,1.084,0,.305,0,.617,0,.922-.011a13.143,13.143,0,0,0,2-.177,6.763,6.763,0,0,0,1.908-.631,6.234,6.234,0,0,0,1.617-1.178A6.385,6.385,0,0,0,119,89.816a6.579,6.579,0,0,0,.619-1.9,13.44,13.44,0,0,0,.186-2c0-.31,0-.611,0-.922.007-.363.007-.724.007-1.093V62.966C119.814,62.6,119.814,62.236,119.807,61.874Zm-.866,22.021c0,.363,0,.717-.007,1.075,0,.325,0,.623,0,.929a12.793,12.793,0,0,1-.171,1.854,5.78,5.78,0,0,1-.54,1.67,5.514,5.514,0,0,1-1.016,1.386,5.414,5.414,0,0,1-1.4,1.022,5.881,5.881,0,0,1-1.668.55,12.585,12.585,0,0,1-1.869.163c-.293.007-.6.011-.9.011l-1.084,0-101.69,0c-.3,0-.6,0-.9-.011a12.721,12.721,0,0,1-1.869-.163,5.87,5.87,0,0,1-1.657-.548,5.4,5.4,0,0,1-1.4-1.017,5.29,5.29,0,0,1-1.02-1.4,5.706,5.706,0,0,1-.543-1.657,12.408,12.408,0,0,1-.167-1.875c-.006-.211-.015-.913-.015-.913v-23.1s.009-.691.015-.894A12.369,12.369,0,0,1,1.2,59.107a5.747,5.747,0,0,1,.543-1.662,5.417,5.417,0,0,1,1.015-1.4,5.558,5.558,0,0,1,1.4-1.022,5.805,5.805,0,0,1,1.653-.544,12.668,12.668,0,0,1,1.875-.164l.9-.012H111.364l.913.012a12.454,12.454,0,0,1,1.859.163,5.938,5.938,0,0,1,1.671.548,5.6,5.6,0,0,1,2.415,2.42,5.762,5.762,0,0,1,.535,1.649,12.98,12.98,0,0,1,.174,1.887c0,.283,0,.587,0,.89.007.375.007.732.007,1.092Z" fill="#fff"></path>
        <path id="Path_369" data-name="Path 369" d="M83.5,72.73H81.629v2.142H80.313v1.472h1.316v5.189c0,1.756.715,2.445,2.548,2.445a5.174,5.174,0,0,0,1.032-.086V82.429a5.913,5.913,0,0,1-.611.043c-.757,0-1.1-.362-1.1-1.137V76.344h1.721V74.872H83.5Z" fill="#fff"></path>
        <path id="Path_370" data-name="Path 370" d="M98.151,76.413h-.043V74.872H96.336v9.054h1.859v-5.37a1.982,1.982,0,0,1-.011-.288,1.872,1.872,0,0,1,1.947-1.795,2.564,2.564,0,0,1,.835.112V74.847a2.9,2.9,0,0,0-.636-.07A2.159,2.159,0,0,0,98.151,76.413Z" fill="#fff"></path>
      </g>
      <path id="Path_371" data-name="Path 371" d="M109.637,79.863v-.636c0-2.745-1.575-4.466-4.08-4.466-2.547,0-4.19,1.842-4.19,4.681s1.635,4.6,4.268,4.6c2.048,0,3.649-1.128,3.9-2.771h-1.765a2.048,2.048,0,0,1-2.091,1.273,2.241,2.241,0,0,1-.295-.008,2.356,2.356,0,0,1-2.14-2.556v-.113Zm-6.385-1.318a2.29,2.29,0,0,1,2.305-2.278,1.571,1.571,0,0,1,.168,0,2.176,2.176,0,0,1,2.053,2.3h-4.526A.067.067,0,0,1,103.252,78.545Z" fill="#fff"></path>
      <path id="Path_372" data-name="Path 372" d="M90.508,74.761c-2.616,0-4.294,1.79-4.294,4.638s1.662,4.639,4.294,4.639S94.8,82.256,94.8,79.4,93.133,74.761,90.508,74.761Zm0,7.745c-1.505,0-2.4-1.145-2.4-3.107,0-1.945.9-3.107,2.4-3.107s2.4,1.153,2.4,3.107S92.014,82.506,90.508,82.506Z" fill="#fff"></path>
      <path id="Path_373" data-name="Path 373" d="M61.462,74.777a3.213,3.213,0,0,0-2.883,1.6h-.034V74.872h-1.8V86.921H58.6V82.437h.044A3.07,3.07,0,0,0,61.5,84.021c2.273,0,3.779-1.808,3.779-4.622S63.76,74.777,61.462,74.777Zm-.49,7.668c-1.42,0-2.375-1.221-2.375-3.046,0-1.807.955-3.038,2.375-3.038,1.445,0,2.392,1.205,2.392,3.038C63.364,81.249,62.417,82.445,60.972,82.445Z" fill="#fff"></path>
      <path id="Path_374" data-name="Path 374" d="M41.144,71.508H39.061L34.577,83.926h2.005l1.137-3.357h4.733l1.136,3.357h2.039Zm-2.935,7.513,1.851-5.448h.051l1.85,5.448Z" fill="#fff"></path>
    </g>
  </g>
</svg></div></a><div class="spacer _15px"></div><a href="https://play.google.com/store/apps/details?id=com.q2e.nrlfederalcreditunion5072.mobile.production&amp;hl=en_US&amp;gl=US" target="_blank" class="download-app-button w-inline-block ext_link"><div class="html-embed-8 w-embed"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="auto" height="30" viewBox="0 0 135 40" alt="Get it on Google Play">
  <defs>
    <linearGradient id="linear-gradient" x1="0.915" y1="-0.022" x2="-0.383" y2="-0.691" gradientUnits="objectBoundingBox">
      <stop offset="0" stop-color="#00a0ff"></stop>
      <stop offset="0.007" stop-color="#00a1ff"></stop>
      <stop offset="0.26" stop-color="#00beff"></stop>
      <stop offset="0.512" stop-color="#00d2ff"></stop>
      <stop offset="0.76" stop-color="#00dfff"></stop>
      <stop offset="1" stop-color="#00e3ff"></stop>
    </linearGradient>
    <linearGradient id="linear-gradient-2" x1="1.076" y1="-2.349" x2="-1.305" y2="-2.349" gradientUnits="objectBoundingBox">
      <stop offset="0" stop-color="#ffe000"></stop>
      <stop offset="0.409" stop-color="#ffbd00"></stop>
      <stop offset="0.775" stop-color="orange"></stop>
      <stop offset="1" stop-color="#ff9c00"></stop>
    </linearGradient>
    <linearGradient id="linear-gradient-3" x1="0.862" y1="-2.074" x2="-0.501" y2="-3.843" gradientUnits="objectBoundingBox">
      <stop offset="0" stop-color="#ff3a44"></stop>
      <stop offset="1" stop-color="#c31162"></stop>
    </linearGradient>
    <linearGradient id="linear-gradient-4" x1="-0.188" y1="0.646" x2="0.421" y2="-0.144" gradientUnits="objectBoundingBox">
      <stop offset="0" stop-color="#32a071"></stop>
      <stop offset="0.068" stop-color="#2da771"></stop>
      <stop offset="0.476" stop-color="#15cf74"></stop>
      <stop offset="0.801" stop-color="#06e775"></stop>
      <stop offset="1" stop-color="#00f076"></stop>
    </linearGradient>
  </defs>
  <g id="Group_1348" data-name="Group 1348" transform="translate(-10 -93.185)">
    <g id="Group_1347" data-name="Group 1347">
      <g id="Group_1343" data-name="Group 1343">
        <g id="Group_1342" data-name="Group 1342">
          <path id="Path_375" data-name="Path 375" d="M140,93.985a4.2,4.2,0,0,1,4.2,4.2v30a4.205,4.205,0,0,1-4.2,4.2H15a4.205,4.205,0,0,1-4.2-4.2v-30a4.2,4.2,0,0,1,4.2-4.2H140m0-.8H15a5.015,5.015,0,0,0-5,5v30a5.015,5.015,0,0,0,5,5H140a5.015,5.015,0,0,0,5-5v-30a5.015,5.015,0,0,0-5-5Z" fill="#fff"></path>
        </g>
      </g>
      <g id="Group_1344" data-name="Group 1344">
        <path id="Path_376" data-name="Path 376" d="M57.418,103.429a2.706,2.706,0,0,1-.745,2,2.908,2.908,0,0,1-2.2.888,3.134,3.134,0,1,1,0-6.268,3.09,3.09,0,0,1,1.232.252,2.477,2.477,0,0,1,.938.67l-.527.528a2.027,2.027,0,0,0-1.643-.712,2.4,2.4,0,1,0,1.676,4.123,1.889,1.889,0,0,0,.5-1.215H54.469v-.721h2.908A2.568,2.568,0,0,1,57.418,103.429Z" fill="#fff"></path>
        <path id="Path_377" data-name="Path 377" d="M62.028,100.923H59.295v1.9h2.464v.721H59.295v1.9h2.733v.737h-3.5v-6h3.5Z" fill="#fff"></path>
        <path id="Path_378" data-name="Path 378" d="M65.279,106.185h-.772v-5.262H62.832v-.738h4.123v.738H65.279Z" fill="#fff"></path>
        <path id="Path_379" data-name="Path 379" d="M69.938,106.185v-6h.77v6Z" fill="#fff"></path>
        <path id="Path_380" data-name="Path 380" d="M74.128,106.185h-.771v-5.262H71.681v-.738H75.8v.738H74.128Z" fill="#fff"></path>
        <path id="Path_381" data-name="Path 381" d="M83.609,105.41a3.116,3.116,0,0,1-4.4,0,3.241,3.241,0,0,1,0-4.449,3.1,3.1,0,0,1,4.4,0,3.231,3.231,0,0,1,0,4.445Zm-3.83-.5a2.308,2.308,0,0,0,3.26,0,2.558,2.558,0,0,0,0-3.445,2.308,2.308,0,0,0-3.26,0,2.56,2.56,0,0,0,0,3.445Z" fill="#fff"></path>
        <path id="Path_382" data-name="Path 382" d="M85.575,106.185v-6h.939l2.916,4.668h.033L89.43,103.7v-3.512H90.2v6h-.8l-3.051-4.893h-.033l.033,1.156v3.737Z" fill="#fff"></path>
      </g>
      <path id="Path_383" data-name="Path 383" d="M78.136,114.937A4.253,4.253,0,1,0,82.4,119.19,4.192,4.192,0,0,0,78.136,114.937Zm0,6.831a2.585,2.585,0,1,1,2.4-2.578A2.461,2.461,0,0,1,78.136,121.768Zm-9.313-6.831a4.253,4.253,0,1,0,4.269,4.253A4.192,4.192,0,0,0,68.823,114.937Zm0,6.831a2.585,2.585,0,1,1,2.4-2.578A2.461,2.461,0,0,1,68.823,121.768Zm-11.079-5.526v1.8h4.317a3.771,3.771,0,0,1-.982,2.272,4.424,4.424,0,0,1-3.335,1.321,4.8,4.8,0,0,1,0-9.6A4.6,4.6,0,0,1,61,113.326l1.273-1.273a6.3,6.3,0,0,0-4.527-1.82,6.606,6.606,0,1,0,0,13.21,6.039,6.039,0,0,0,4.607-1.852,5.965,5.965,0,0,0,1.563-4.221,5.84,5.84,0,0,0-.1-1.128Zm45.308,1.4a3.953,3.953,0,0,0-3.641-2.706A4.042,4.042,0,0,0,95.4,119.19a4.162,4.162,0,0,0,4.221,4.253,4.23,4.23,0,0,0,3.544-1.885l-1.45-.966a2.43,2.43,0,0,1-2.094,1.176,2.164,2.164,0,0,1-2.063-1.289l5.687-2.352Zm-5.8,1.418a2.333,2.333,0,0,1,2.223-2.481,1.647,1.647,0,0,1,1.579.9Zm-4.623,4.124H94.5v-12.5H92.629Zm-3.062-7.3H89.5a2.948,2.948,0,0,0-2.239-.95,4.257,4.257,0,0,0,0,8.506,2.9,2.9,0,0,0,2.239-.966h.064v.612c0,1.627-.869,2.5-2.271,2.5a2.354,2.354,0,0,1-2.143-1.514l-1.627.676a4.053,4.053,0,0,0,3.77,2.513c2.191,0,4.044-1.288,4.044-4.43v-7.636H89.567Zm-2.142,5.881a2.587,2.587,0,0,1,0-5.156,2.6,2.6,0,0,1,0,5.156Zm24.381-11.084h-4.471v12.5H109.2v-4.736h2.606a3.888,3.888,0,1,0,0-7.765Zm.048,6.025H109.2v-4.285h2.654a2.143,2.143,0,1,1,0,4.285Zm11.532-1.795a3.5,3.5,0,0,0-3.33,1.914l1.657.691a1.768,1.768,0,0,1,1.705-.916,1.8,1.8,0,0,1,1.962,1.608v.129a4.126,4.126,0,0,0-1.946-.483c-1.785,0-3.6.981-3.6,2.815a2.889,2.889,0,0,0,3.1,2.75,2.634,2.634,0,0,0,2.381-1.222h.064v.965h1.8v-4.793C127.181,116.152,125.525,114.914,123.386,114.914Zm-.225,6.851c-.612,0-1.464-.305-1.464-1.061,0-.965,1.061-1.335,1.978-1.335a3.329,3.329,0,0,1,1.7.418A2.262,2.262,0,0,1,123.161,121.765Zm10.582-6.578-2.139,5.42h-.064l-2.22-5.42h-2.01l3.329,7.576-1.9,4.213h1.946l5.131-11.789Zm-16.807,8H118.8v-12.5h-1.866Z" fill="#fff"></path>
      <g id="Group_1346" data-name="Group 1346">
        <path id="Path_384" data-name="Path 384" d="M20.435,100.723a2.007,2.007,0,0,0-.462,1.4v22.116a2.005,2.005,0,0,0,.462,1.4l.074.072L32.9,113.332v-.292L20.509,100.651Z" fill="url(#linear-gradient)"></path>
        <path id="Path_385" data-name="Path 385" d="M37.028,117.464l-4.13-4.132v-.292l4.131-4.13.093.053,4.893,2.78c1.4.794,1.4,2.093,0,2.888l-4.893,2.78Z" fill="url(#linear-gradient-2)"></path>
        <path id="Path_386" data-name="Path 386" d="M37.122,117.41,32.9,113.186,20.435,125.649a1.628,1.628,0,0,0,2.079.062l14.608-8.3" fill="url(#linear-gradient-3)"></path>
        <path id="Path_387" data-name="Path 387" d="M37.122,108.962l-14.608-8.3a1.629,1.629,0,0,0-2.079.061L32.9,113.186Z" fill="url(#linear-gradient-4)"></path>
        <g id="Group_1345" data-name="Group 1345">
          <path id="Path_388" data-name="Path 388" d="M37.029,117.317l-14.515,8.248a1.666,1.666,0,0,1-2,.01h0l-.075.075h0l.074.072h0a1.666,1.666,0,0,0,2-.01l14.608-8.3Z" opacity="0.2" style="isolation: isolate"></path>
          <path id="Path_389" data-name="Path 389" d="M20.435,125.5a2.007,2.007,0,0,1-.462-1.4v.146a2.007,2.007,0,0,0,.462,1.4l.075-.075Z" opacity="0.12" style="isolation: isolate"></path>
        </g>
        <path id="Path_390" data-name="Path 390" d="M42.015,114.484l-4.986,2.833.093.093,4.893-2.78a1.755,1.755,0,0,0,1.048-1.443h0A1.861,1.861,0,0,1,42.015,114.484Z" opacity="0.12" style="isolation: isolate"></path>
        <path id="Path_391" data-name="Path 391" d="M22.514,100.809l19.5,11.08a1.859,1.859,0,0,1,1.048,1.3h0a1.753,1.753,0,0,0-1.048-1.444l-19.5-11.08c-1.4-.794-2.541-.134-2.541,1.467v.146C19.973,100.674,21.116,100.015,22.514,100.809Z" fill="#fff" opacity="0.25" style="isolation: isolate"></path>
      </g>
    </g>
  </g>
</svg></div></a></div><a href="https://www.thepod.agency/" target="_blank" class="pod-tag w-inline-block ext_link"><div class="div-block-40"><div class="html-embed-10 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="auto" viewBox="0 0 17.516 26.113">
  <path id="Path_392" data-name="Path 392" d="M-36.033,215.978a8.759,8.759,0,0,0-8.757-8.76,8.759,8.759,0,0,0-8.759,8.76v17.353h0a8.759,8.759,0,0,1,8.756-8.595c.121,0,.241,0,.359.009v-.017a8.759,8.759,0,0,0,8.4-8.75" transform="translate(53.549 -207.218)" fill="#fff"></path>
</svg></div></div><div class="pod-tag-text">created by <span class="text-span-6">The Pod</span></div></a></div></div><div class="div-block-29"><div class="div-block-33"><p class="footer-text ncua"><span class="text-span-5">Federally Insured by the NCUA.</span> Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.</p></div><div class="div-block-32"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/60831a1bb321cad8c1793774_EHL%20Logo.png" loading="lazy" alt="Equal Housing Lender Logo" class="image-11"><div class="spacer _15px"></div><a href="https://www.aarp.org/banksafe" target="_blank" class="w-inline-block ext_link"><img src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background.png" loading="lazy" sizes="(max-width: 479px) 100vw, 120px" srcset="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background-p-500.png 500w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background-p-800.png 800w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background-p-1080.png 1080w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background-p-1600.png 1600w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background-p-2000.png 2000w, https://assets-global.website-files.com/6076fda1d539fa48c412b03b/63e14aa6a78fa521d0919c3c_BankSafe_Seal_2023_for_dark_background.png 2639w" alt="" class="banksafe-logo"></a></div></div></div></div></div><script src="https://d3e54v103j8qbb.cloudfront.net/js/jquery-3.5.1.min.dc5e7f18c8.js?site=6076fda1d539fa48c412b03b" type="text/javascript" integrity="sha256-9/aliU8dGd2tb6OSsuzixeV4y/faTqgFtohetphbbj0=" crossorigin="anonymous"></script><script src="https://assets-global.website-files.com/6076fda1d539fa48c412b03b/js/spectra-cu.7e25acac6.js" type="text/javascript"></script><!--[if lte IE 9]><script src="//cdnjs.cloudflare.com/ajax/libs/placeholders/3.0.2/placeholders.min.js"></script><![endif]--><script src="https://cdnjs.cloudflare.com/ajax/libs/jquery/3.5.1/jquery.slim.min.js"></script>
<script src="https://cdnjs.cloudflare.com/ajax/libs/js-cookie/2.2.1/js.cookie.min.js"></script>

<script type="text/javascript" src="https://cdn.jsdelivr.net/gh/dbroadfoot/speedbump@1970af8c235e7297dc1797a8f2712ac49c8be137/speedbump.min.js"></script>
                                                    
<script>

  $( document ).ready(function() {
    $('.scheduler').click(function(){
      tt.launchWorkflowFromUrl('https://www04.timetrade.com/app/nrlfedcu/workflows/WFnrlfedcu001/schedule/appointment-type-group?wfsid=16a5bc08-baba97f6-c5aaaaaa-baba97f6-00000002-t2k9i5n62smemom8ccaitienfpmaoc8k&fs=1');
    });
    $( 'body' ).speedbump(
      {speedbump_exclusions: 'https://www.bloominganewbrand.com/*,https://es.spectracu.com/*,https://www.spectracu.com/*,https://spectracu.mortgagewebcenter.com/*,https://app.loanspq.com/*,https://temporary.q2ebanking.com/vfi_stage/nrlfederalcredituniononline/tmp/uux.aspx#/login,https://nrlfcu.mortgagewebcenter.com/*,https://www.moneyedu.org/public/welcome.cfm?code=NRL,https://www.myaccountaccess.com/*,https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=966adc53-b81c-48fe-a1b5-6d044e7154e8&ccId=19000101_000001&lang=en_US,https://smartpay.profitstars.com/*,https://nrlfcu.truecar.com/,https://assets.website-files.com/*,https://www.shareteccu.com/*,https://cs.loanspq.com/consumer/v2/login/landing.aspx?enc2=CjDDGQgp6ViDEpMSQAmj1O_4PlH7qkr5O2WABsrHyhJ0vlVmoSeldSIX6j64ZphKhRkLplsARX7S9-HsfucZbWco2og5bA3tkvt3ExUNAcYow3iiSbVo-5JEKFJFE6Hr,https://www04.timetrade.com/app/nrlfedcu/workflows/WFnrlfedcu001/schedule/appointment-type-group?wfsid=16a5bc08-baba97f6-c5aaaaaa-baba97f6-00000002-t2k9i5n62smemom8ccaitienfpmaoc8k&fs=1,https://nrlfcu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow,https://onlineaccess.nrlfcu.org/nrlfederalcredituniononline/uux.aspx#/login,https://www.dblc.app/LucroInstitution/InstitutionHomepage.aspx?InstitutionToken=e1d9ee9e', speedbump_close_selectors:".speedbump-close-button, .button.close"}
    );
  });

</script>

<!--Special Offers Pop Up-->
<script src="https://cdnjs.cloudflare.com/ajax/libs/js-cookie/2.2.1/js.cookie.min.js"></script>

<script>
const delay = 3; // pop-up delay in seconds from initial page load
const popupId = "#main-pop-up-wrapper .pop-up-wrapper"; // pop-up selector name
const cookie_duration = 7; // number of days before cookie expires and popup displays again

$(document).ready(function() {
  if (!Cookies.get('popped')) {
      setTimeout(function() {
          $(popupId).css('display', 'flex');
          Cookies.set('popped', true, { expires: cookie_duration });
      }, delay*1000);
  }
});
</script>

<!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-T93QXCT"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) --><!--Navbar turns solid black on scroll-->
<script>

 $(window).on("scroll", function() {

   if ($(window).scrollTop() > 100) {

     $(".mega-nav").addClass("black");

   } else {

     $(".mega-nav").removeClass("black");

   }

 });

</script>

<!-- Dynamic Slider -->
<!-- Hosted Library script file on CDN for free -->
<script src="https://cdn.finsweet.com/files/cmslibrary-v1.8.js"></script>
<script>
(function() {
	// create a new Library instance and store it in a variable called "fsSlider"
	var fsSlider = new FsLibrary(".slider-data-feed")
  // run Slider on our instance
	fsSlider.slider({
		sliderComponent: ".slider-component",
    resetIx: true
	})
})();
</script>

<!-- Login Form Submit Redirect -->
<script>
function RedirectOnSubmit() {
	var userId = document.getElementById("userid").value;
	var destination = "https://onlineaccess.nrlfcu.org/nrlfederalcredituniononline/uux.aspx#/login/?userId="+userId;
	window.location.assign(destination);
	return false;
}
        
function RedirectOnClick() {
	var userId = document.getElementById("userid").value;
	window.location.href = "https://onlineaccess.nrlfcu.org/nrlfederalcredituniononline/uux.aspx#/login/?userId="+userId;
}
</script>

<script>
Webflow.push(function() {

	var clicked = "false";
  
  $('.w-nav-button').click(function(e) {
    e.preventDefault();
    var overflowState = 'auto'

    if (clicked == "false") {
    overflowState = 'hidden';
    clicked = "true";
    } else {
    overflowState = 'auto';
    clicked = "false";
    }
    $('html, body').css('overflow', overflowState);
  });
});
</script>
<script type="text/javascript" id="">!function(b,e,f,g,a,c,d){b.fbq||(a=b.fbq=function(){a.callMethod?a.callMethod.apply(a,arguments):a.queue.push(arguments)},b._fbq||(b._fbq=a),a.push=a,a.loaded=!0,a.version="2.0",a.queue=[],c=e.createElement(f),c.async=!0,c.src=g,d=e.getElementsByTagName(f)[0],d.parentNode.insertBefore(c,d))}(window,document,"script","https://connect.facebook.net/en_US/fbevents.js");fbq("init","529320278707251");fbq("track","PageView");</script>
<noscript><img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=529320278707251&amp;ev=PageView&amp;noscript=1"></noscript>
<iframe id="universal_pixel_6952hkl" style="display:none;" src="https://insight.adsrvr.org/track/up?adv=q9rv9jb&amp;ref=https%3A%2F%2Fwww.spectracu.com%2F&amp;upid=6952hkl&amp;upv=1.1.0" title="TTD Universal Pixel" width="0" height="0"></iframe></body></html>

                             

Screenshot: